LTV · monthly repayment
▼ 0.50% · 3.625%
HK$40,187
−HK$2,521/mo
▼ 0.25% · 3.875%
HK$41,437
−HK$1,271/mo
Today · 4.125%
HK$42,708
baseline
▲ 0.50% · 4.625%
HK$45,306
+HK$2,598/mo
Deposit HK$8.81M · loan HK$8.81M · min. income ≈ HK$85,416/mo (50% DSR)
Upfront cash ≈ HK$9.47M (deposit + AVD stamp duty HK$660,904 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,708
−HK$2,416/mo
▼ 0.25% · 3.875%
HK$45,907
−HK$1,217/mo
Today · 4.125%
HK$47,124
baseline
▲ 0.50% · 4.625%
HK$49,607
+HK$2,483/mo
Deposit HK$8.81M · loan HK$8.81M · min. income ≈ HK$94,248/mo (50% DSR)
Upfront cash ≈ HK$9.47M (deposit + AVD stamp duty HK$660,904 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,225
−HK$3,024/mo
▼ 0.25% · 3.875%
HK$49,725
−HK$1,524/mo
Today · 4.125%
HK$51,249
baseline
▲ 0.50% · 4.625%
HK$54,367
+HK$3,118/mo
Deposit HK$7.05M · loan HK$10.57M · min. income ≈ HK$102,498/mo (50% DSR)
Upfront cash ≈ HK$7.71M (deposit + AVD stamp duty HK$660,904 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,650
−HK$2,898/mo
▼ 0.25% · 3.875%
HK$55,089
−HK$1,459/mo
Today · 4.125%
HK$56,548
baseline
▲ 0.50% · 4.625%
HK$59,529
+HK$2,981/mo
Deposit HK$7.05M · loan HK$10.57M · min. income ≈ HK$113,096/mo (50% DSR)
Upfront cash ≈ HK$7.71M (deposit + AVD stamp duty HK$660,904 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,262
−HK$3,529/mo
▼ 0.25% · 3.875%
HK$58,012
−HK$1,779/mo
Today · 4.125%
HK$59,791
baseline
▲ 0.50% · 4.625%
HK$63,429
+HK$3,638/mo
Deposit HK$5.29M · loan HK$12.34M · min. income ≈ HK$119,582/mo (50% DSR)
Upfront cash ≈ HK$5.95M (deposit + AVD stamp duty HK$660,904 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,591
−HK$3,382/mo
▼ 0.25% · 3.875%
HK$64,270
−HK$1,703/mo
Today · 4.125%
HK$65,973
baseline
▲ 0.50% · 4.625%
HK$69,450
+HK$3,477/mo
Deposit HK$5.29M · loan HK$12.34M · min. income ≈ HK$131,946/mo (50% DSR)
Upfront cash ≈ HK$5.95M (deposit + AVD stamp duty HK$660,904 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,337
−HK$4,537/mo
▼ 0.25% · 3.875%
HK$74,587
−HK$2,287/mo
Today · 4.125%
HK$76,874
baseline
▲ 0.50% · 4.625%
HK$81,551
+HK$4,677/mo
Deposit HK$1.76M · loan HK$15.86M · min. income ≈ HK$153,748/mo (50% DSR)
Upfront cash ≈ HK$2.42M (deposit + AVD stamp duty HK$660,904 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,475
−HK$4,347/mo
▼ 0.25% · 3.875%
HK$82,633
−HK$2,189/mo
Today · 4.125%
HK$84,822
baseline
▲ 0.50% · 4.625%
HK$89,293
+HK$4,471/mo
Deposit HK$1.76M · loan HK$15.86M · min. income ≈ HK$169,644/mo (50% DSR)
Upfront cash ≈ HK$2.42M (deposit + AVD stamp duty HK$660,904 · Scale 2, in force from 26 Feb 2026)