LTV · monthly repayment
▼ 0.50% · 3.625%
HK$40,188
−HK$2,521/mo
▼ 0.25% · 3.875%
HK$41,439
−HK$1,270/mo
Today · 4.125%
HK$42,709
baseline
▲ 0.50% · 4.625%
HK$45,307
+HK$2,598/mo
Deposit HK$8.81M · loan HK$8.81M · min. income ≈ HK$85,418/mo (50% DSR)
Upfront cash ≈ HK$9.47M (deposit + AVD stamp duty HK$660,920 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,709
−HK$2,416/mo
▼ 0.25% · 3.875%
HK$45,908
−HK$1,217/mo
Today · 4.125%
HK$47,125
baseline
▲ 0.50% · 4.625%
HK$49,609
+HK$2,484/mo
Deposit HK$8.81M · loan HK$8.81M · min. income ≈ HK$94,250/mo (50% DSR)
Upfront cash ≈ HK$9.47M (deposit + AVD stamp duty HK$660,920 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,226
−HK$3,024/mo
▼ 0.25% · 3.875%
HK$49,726
−HK$1,524/mo
Today · 4.125%
HK$51,250
baseline
▲ 0.50% · 4.625%
HK$54,369
+HK$3,119/mo
Deposit HK$7.05M · loan HK$10.57M · min. income ≈ HK$102,500/mo (50% DSR)
Upfront cash ≈ HK$7.71M (deposit + AVD stamp duty HK$660,920 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,651
−HK$2,899/mo
▼ 0.25% · 3.875%
HK$55,090
−HK$1,460/mo
Today · 4.125%
HK$56,550
baseline
▲ 0.50% · 4.625%
HK$59,530
+HK$2,980/mo
Deposit HK$7.05M · loan HK$10.57M · min. income ≈ HK$113,100/mo (50% DSR)
Upfront cash ≈ HK$7.71M (deposit + AVD stamp duty HK$660,920 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,264
−HK$3,528/mo
▼ 0.25% · 3.875%
HK$58,014
−HK$1,778/mo
Today · 4.125%
HK$59,792
baseline
▲ 0.50% · 4.625%
HK$63,430
+HK$3,638/mo
Deposit HK$5.29M · loan HK$12.34M · min. income ≈ HK$119,584/mo (50% DSR)
Upfront cash ≈ HK$5.95M (deposit + AVD stamp duty HK$660,920 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,593
−HK$3,382/mo
▼ 0.25% · 3.875%
HK$64,272
−HK$1,703/mo
Today · 4.125%
HK$65,975
baseline
▲ 0.50% · 4.625%
HK$69,452
+HK$3,477/mo
Deposit HK$5.29M · loan HK$12.34M · min. income ≈ HK$131,950/mo (50% DSR)
Upfront cash ≈ HK$5.95M (deposit + AVD stamp duty HK$660,920 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,339
−HK$4,536/mo
▼ 0.25% · 3.875%
HK$74,589
−HK$2,286/mo
Today · 4.125%
HK$76,875
baseline
▲ 0.50% · 4.625%
HK$81,553
+HK$4,678/mo
Deposit HK$1.76M · loan HK$15.86M · min. income ≈ HK$153,750/mo (50% DSR)
Upfront cash ≈ HK$2.42M (deposit + AVD stamp duty HK$660,920 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,477
−HK$4,348/mo
▼ 0.25% · 3.875%
HK$82,635
−HK$2,190/mo
Today · 4.125%
HK$84,825
baseline
▲ 0.50% · 4.625%
HK$89,296
+HK$4,471/mo
Deposit HK$1.76M · loan HK$15.86M · min. income ≈ HK$169,650/mo (50% DSR)
Upfront cash ≈ HK$2.42M (deposit + AVD stamp duty HK$660,920 · Scale 2, in force from 26 Feb 2026)