LTV · monthly repayment
▼ 0.50% · 3.625%
HK$40,191
−HK$2,520/mo
▼ 0.25% · 3.875%
HK$41,441
−HK$1,270/mo
Today · 4.125%
HK$42,711
baseline
▲ 0.50% · 4.625%
HK$45,310
+HK$2,599/mo
Deposit HK$8.81M · loan HK$8.81M · min. income ≈ HK$85,422/mo (50% DSR)
Upfront cash ≈ HK$9.47M (deposit + AVD stamp duty HK$660,964 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,712
−HK$2,416/mo
▼ 0.25% · 3.875%
HK$45,911
−HK$1,217/mo
Today · 4.125%
HK$47,128
baseline
▲ 0.50% · 4.625%
HK$49,612
+HK$2,484/mo
Deposit HK$8.81M · loan HK$8.81M · min. income ≈ HK$94,256/mo (50% DSR)
Upfront cash ≈ HK$9.47M (deposit + AVD stamp duty HK$660,964 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,229
−HK$3,025/mo
▼ 0.25% · 3.875%
HK$49,730
−HK$1,524/mo
Today · 4.125%
HK$51,254
baseline
▲ 0.50% · 4.625%
HK$54,372
+HK$3,118/mo
Deposit HK$7.05M · loan HK$10.58M · min. income ≈ HK$102,508/mo (50% DSR)
Upfront cash ≈ HK$7.71M (deposit + AVD stamp duty HK$660,964 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,655
−HK$2,898/mo
▼ 0.25% · 3.875%
HK$55,094
−HK$1,459/mo
Today · 4.125%
HK$56,553
baseline
▲ 0.50% · 4.625%
HK$59,534
+HK$2,981/mo
Deposit HK$7.05M · loan HK$10.58M · min. income ≈ HK$113,106/mo (50% DSR)
Upfront cash ≈ HK$7.71M (deposit + AVD stamp duty HK$660,964 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,268
−HK$3,528/mo
▼ 0.25% · 3.875%
HK$58,018
−HK$1,778/mo
Today · 4.125%
HK$59,796
baseline
▲ 0.50% · 4.625%
HK$63,434
+HK$3,638/mo
Deposit HK$5.29M · loan HK$12.34M · min. income ≈ HK$119,592/mo (50% DSR)
Upfront cash ≈ HK$5.95M (deposit + AVD stamp duty HK$660,964 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,597
−HK$3,382/mo
▼ 0.25% · 3.875%
HK$64,276
−HK$1,703/mo
Today · 4.125%
HK$65,979
baseline
▲ 0.50% · 4.625%
HK$69,457
+HK$3,478/mo
Deposit HK$5.29M · loan HK$12.34M · min. income ≈ HK$131,958/mo (50% DSR)
Upfront cash ≈ HK$5.95M (deposit + AVD stamp duty HK$660,964 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,344
−HK$4,537/mo
▼ 0.25% · 3.875%
HK$74,594
−HK$2,287/mo
Today · 4.125%
HK$76,881
baseline
▲ 0.50% · 4.625%
HK$81,559
+HK$4,678/mo
Deposit HK$1.76M · loan HK$15.86M · min. income ≈ HK$153,762/mo (50% DSR)
Upfront cash ≈ HK$2.42M (deposit + AVD stamp duty HK$660,964 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,482
−HK$4,348/mo
▼ 0.25% · 3.875%
HK$82,640
−HK$2,190/mo
Today · 4.125%
HK$84,830
baseline
▲ 0.50% · 4.625%
HK$89,302
+HK$4,472/mo
Deposit HK$1.76M · loan HK$15.86M · min. income ≈ HK$169,660/mo (50% DSR)
Upfront cash ≈ HK$2.42M (deposit + AVD stamp duty HK$660,964 · Scale 2, in force from 26 Feb 2026)