LTV · monthly repayment
▼ 0.50% · 3.625%
HK$40,192
−HK$2,520/mo
▼ 0.25% · 3.875%
HK$41,442
−HK$1,270/mo
Today · 4.125%
HK$42,712
baseline
▲ 0.50% · 4.625%
HK$45,311
+HK$2,599/mo
Deposit HK$8.81M · loan HK$8.81M · min. income ≈ HK$85,424/mo (50% DSR)
Upfront cash ≈ HK$9.47M (deposit + AVD stamp duty HK$660,974 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,713
−HK$2,416/mo
▼ 0.25% · 3.875%
HK$45,912
−HK$1,217/mo
Today · 4.125%
HK$47,129
baseline
▲ 0.50% · 4.625%
HK$49,613
+HK$2,484/mo
Deposit HK$8.81M · loan HK$8.81M · min. income ≈ HK$94,258/mo (50% DSR)
Upfront cash ≈ HK$9.47M (deposit + AVD stamp duty HK$660,974 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,230
−HK$3,025/mo
▼ 0.25% · 3.875%
HK$49,730
−HK$1,525/mo
Today · 4.125%
HK$51,255
baseline
▲ 0.50% · 4.625%
HK$54,373
+HK$3,118/mo
Deposit HK$7.05M · loan HK$10.58M · min. income ≈ HK$102,510/mo (50% DSR)
Upfront cash ≈ HK$7.71M (deposit + AVD stamp duty HK$660,974 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,655
−HK$2,899/mo
▼ 0.25% · 3.875%
HK$55,094
−HK$1,460/mo
Today · 4.125%
HK$56,554
baseline
▲ 0.50% · 4.625%
HK$59,535
+HK$2,981/mo
Deposit HK$7.05M · loan HK$10.58M · min. income ≈ HK$113,108/mo (50% DSR)
Upfront cash ≈ HK$7.71M (deposit + AVD stamp duty HK$660,974 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,268
−HK$3,529/mo
▼ 0.25% · 3.875%
HK$58,019
−HK$1,778/mo
Today · 4.125%
HK$59,797
baseline
▲ 0.50% · 4.625%
HK$63,435
+HK$3,638/mo
Deposit HK$5.29M · loan HK$12.34M · min. income ≈ HK$119,594/mo (50% DSR)
Upfront cash ≈ HK$5.95M (deposit + AVD stamp duty HK$660,974 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,598
−HK$3,382/mo
▼ 0.25% · 3.875%
HK$64,277
−HK$1,703/mo
Today · 4.125%
HK$65,980
baseline
▲ 0.50% · 4.625%
HK$69,458
+HK$3,478/mo
Deposit HK$5.29M · loan HK$12.34M · min. income ≈ HK$131,960/mo (50% DSR)
Upfront cash ≈ HK$5.95M (deposit + AVD stamp duty HK$660,974 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,345
−HK$4,537/mo
▼ 0.25% · 3.875%
HK$74,595
−HK$2,287/mo
Today · 4.125%
HK$76,882
baseline
▲ 0.50% · 4.625%
HK$81,560
+HK$4,678/mo
Deposit HK$1.76M · loan HK$15.86M · min. income ≈ HK$153,764/mo (50% DSR)
Upfront cash ≈ HK$2.42M (deposit + AVD stamp duty HK$660,974 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,483
−HK$4,348/mo
▼ 0.25% · 3.875%
HK$82,642
−HK$2,189/mo
Today · 4.125%
HK$84,831
baseline
▲ 0.50% · 4.625%
HK$89,303
+HK$4,472/mo
Deposit HK$1.76M · loan HK$15.86M · min. income ≈ HK$169,662/mo (50% DSR)
Upfront cash ≈ HK$2.42M (deposit + AVD stamp duty HK$660,974 · Scale 2, in force from 26 Feb 2026)