LTV · monthly repayment
▼ 0.50% · 3.625%
HK$40,193
−HK$2,521/mo
▼ 0.25% · 3.875%
HK$41,444
−HK$1,270/mo
Today · 4.125%
HK$42,714
baseline
▲ 0.50% · 4.625%
HK$45,313
+HK$2,599/mo
Deposit HK$8.81M · loan HK$8.81M · min. income ≈ HK$85,428/mo (50% DSR)
Upfront cash ≈ HK$9.47M (deposit + AVD stamp duty HK$661,001 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,715
−HK$2,415/mo
▼ 0.25% · 3.875%
HK$45,914
−HK$1,216/mo
Today · 4.125%
HK$47,130
baseline
▲ 0.50% · 4.625%
HK$49,615
+HK$2,485/mo
Deposit HK$8.81M · loan HK$8.81M · min. income ≈ HK$94,260/mo (50% DSR)
Upfront cash ≈ HK$9.47M (deposit + AVD stamp duty HK$661,001 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,232
−HK$3,025/mo
▼ 0.25% · 3.875%
HK$49,732
−HK$1,525/mo
Today · 4.125%
HK$51,257
baseline
▲ 0.50% · 4.625%
HK$54,375
+HK$3,118/mo
Deposit HK$7.05M · loan HK$10.58M · min. income ≈ HK$102,514/mo (50% DSR)
Upfront cash ≈ HK$7.71M (deposit + AVD stamp duty HK$661,001 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,658
−HK$2,899/mo
▼ 0.25% · 3.875%
HK$55,097
−HK$1,460/mo
Today · 4.125%
HK$56,557
baseline
▲ 0.50% · 4.625%
HK$59,538
+HK$2,981/mo
Deposit HK$7.05M · loan HK$10.58M · min. income ≈ HK$113,114/mo (50% DSR)
Upfront cash ≈ HK$7.71M (deposit + AVD stamp duty HK$661,001 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,271
−HK$3,528/mo
▼ 0.25% · 3.875%
HK$58,021
−HK$1,778/mo
Today · 4.125%
HK$59,799
baseline
▲ 0.50% · 4.625%
HK$63,438
+HK$3,639/mo
Deposit HK$5.29M · loan HK$12.34M · min. income ≈ HK$119,598/mo (50% DSR)
Upfront cash ≈ HK$5.95M (deposit + AVD stamp duty HK$661,001 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,601
−HK$3,382/mo
▼ 0.25% · 3.875%
HK$64,279
−HK$1,704/mo
Today · 4.125%
HK$65,983
baseline
▲ 0.50% · 4.625%
HK$69,461
+HK$3,478/mo
Deposit HK$5.29M · loan HK$12.34M · min. income ≈ HK$131,966/mo (50% DSR)
Upfront cash ≈ HK$5.95M (deposit + AVD stamp duty HK$661,001 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,348
−HK$4,537/mo
▼ 0.25% · 3.875%
HK$74,598
−HK$2,287/mo
Today · 4.125%
HK$76,885
baseline
▲ 0.50% · 4.625%
HK$81,563
+HK$4,678/mo
Deposit HK$1.76M · loan HK$15.86M · min. income ≈ HK$153,770/mo (50% DSR)
Upfront cash ≈ HK$2.42M (deposit + AVD stamp duty HK$661,001 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,486
−HK$4,349/mo
▼ 0.25% · 3.875%
HK$82,645
−HK$2,190/mo
Today · 4.125%
HK$84,835
baseline
▲ 0.50% · 4.625%
HK$89,307
+HK$4,472/mo
Deposit HK$1.76M · loan HK$15.86M · min. income ≈ HK$169,670/mo (50% DSR)
Upfront cash ≈ HK$2.42M (deposit + AVD stamp duty HK$661,001 · Scale 2, in force from 26 Feb 2026)