LTV · monthly repayment
▼ 0.50% · 3.625%
HK$40,194
−HK$2,521/mo
▼ 0.25% · 3.875%
HK$41,444
−HK$1,271/mo
Today · 4.125%
HK$42,715
baseline
▲ 0.50% · 4.625%
HK$45,314
+HK$2,599/mo
Deposit HK$8.81M · loan HK$8.81M · min. income ≈ HK$85,430/mo (50% DSR)
Upfront cash ≈ HK$9.47M (deposit + AVD stamp duty HK$661,013 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,716
−HK$2,415/mo
▼ 0.25% · 3.875%
HK$45,915
−HK$1,216/mo
Today · 4.125%
HK$47,131
baseline
▲ 0.50% · 4.625%
HK$49,616
+HK$2,485/mo
Deposit HK$8.81M · loan HK$8.81M · min. income ≈ HK$94,262/mo (50% DSR)
Upfront cash ≈ HK$9.47M (deposit + AVD stamp duty HK$661,013 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,233
−HK$3,025/mo
▼ 0.25% · 3.875%
HK$49,733
−HK$1,525/mo
Today · 4.125%
HK$51,258
baseline
▲ 0.50% · 4.625%
HK$54,376
+HK$3,118/mo
Deposit HK$7.05M · loan HK$10.58M · min. income ≈ HK$102,516/mo (50% DSR)
Upfront cash ≈ HK$7.71M (deposit + AVD stamp duty HK$661,013 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,659
−HK$2,899/mo
▼ 0.25% · 3.875%
HK$55,098
−HK$1,460/mo
Today · 4.125%
HK$56,558
baseline
▲ 0.50% · 4.625%
HK$59,539
+HK$2,981/mo
Deposit HK$7.05M · loan HK$10.58M · min. income ≈ HK$113,116/mo (50% DSR)
Upfront cash ≈ HK$7.71M (deposit + AVD stamp duty HK$661,013 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,272
−HK$3,528/mo
▼ 0.25% · 3.875%
HK$58,022
−HK$1,778/mo
Today · 4.125%
HK$59,800
baseline
▲ 0.50% · 4.625%
HK$63,439
+HK$3,639/mo
Deposit HK$5.29M · loan HK$12.34M · min. income ≈ HK$119,600/mo (50% DSR)
Upfront cash ≈ HK$5.95M (deposit + AVD stamp duty HK$661,013 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,602
−HK$3,382/mo
▼ 0.25% · 3.875%
HK$64,281
−HK$1,703/mo
Today · 4.125%
HK$65,984
baseline
▲ 0.50% · 4.625%
HK$69,462
+HK$3,478/mo
Deposit HK$5.29M · loan HK$12.34M · min. income ≈ HK$131,968/mo (50% DSR)
Upfront cash ≈ HK$5.95M (deposit + AVD stamp duty HK$661,013 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,349
−HK$4,537/mo
▼ 0.25% · 3.875%
HK$74,600
−HK$2,286/mo
Today · 4.125%
HK$76,886
baseline
▲ 0.50% · 4.625%
HK$81,565
+HK$4,679/mo
Deposit HK$1.76M · loan HK$15.86M · min. income ≈ HK$153,772/mo (50% DSR)
Upfront cash ≈ HK$2.42M (deposit + AVD stamp duty HK$661,013 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,488
−HK$4,348/mo
▼ 0.25% · 3.875%
HK$82,647
−HK$2,189/mo
Today · 4.125%
HK$84,836
baseline
▲ 0.50% · 4.625%
HK$89,308
+HK$4,472/mo
Deposit HK$1.76M · loan HK$15.86M · min. income ≈ HK$169,672/mo (50% DSR)
Upfront cash ≈ HK$2.42M (deposit + AVD stamp duty HK$661,013 · Scale 2, in force from 26 Feb 2026)