LTV · monthly repayment
▼ 0.50% · 3.625%
HK$40,196
−HK$2,520/mo
▼ 0.25% · 3.875%
HK$41,446
−HK$1,270/mo
Today · 4.125%
HK$42,716
baseline
▲ 0.50% · 4.625%
HK$45,315
+HK$2,599/mo
Deposit HK$8.81M · loan HK$8.81M · min. income ≈ HK$85,432/mo (50% DSR)
Upfront cash ≈ HK$9.47M (deposit + AVD stamp duty HK$661,039 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,717
−HK$2,416/mo
▼ 0.25% · 3.875%
HK$45,917
−HK$1,216/mo
Today · 4.125%
HK$47,133
baseline
▲ 0.50% · 4.625%
HK$49,618
+HK$2,485/mo
Deposit HK$8.81M · loan HK$8.81M · min. income ≈ HK$94,266/mo (50% DSR)
Upfront cash ≈ HK$9.47M (deposit + AVD stamp duty HK$661,039 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,235
−HK$3,025/mo
▼ 0.25% · 3.875%
HK$49,735
−HK$1,525/mo
Today · 4.125%
HK$51,260
baseline
▲ 0.50% · 4.625%
HK$54,379
+HK$3,119/mo
Deposit HK$7.05M · loan HK$10.58M · min. income ≈ HK$102,520/mo (50% DSR)
Upfront cash ≈ HK$7.71M (deposit + AVD stamp duty HK$661,039 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,661
−HK$2,899/mo
▼ 0.25% · 3.875%
HK$55,100
−HK$1,460/mo
Today · 4.125%
HK$56,560
baseline
▲ 0.50% · 4.625%
HK$59,541
+HK$2,981/mo
Deposit HK$7.05M · loan HK$10.58M · min. income ≈ HK$113,120/mo (50% DSR)
Upfront cash ≈ HK$7.71M (deposit + AVD stamp duty HK$661,039 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,274
−HK$3,529/mo
▼ 0.25% · 3.875%
HK$58,024
−HK$1,779/mo
Today · 4.125%
HK$59,803
baseline
▲ 0.50% · 4.625%
HK$63,442
+HK$3,639/mo
Deposit HK$5.29M · loan HK$12.34M · min. income ≈ HK$119,606/mo (50% DSR)
Upfront cash ≈ HK$5.95M (deposit + AVD stamp duty HK$661,039 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,604
−HK$3,382/mo
▼ 0.25% · 3.875%
HK$64,283
−HK$1,703/mo
Today · 4.125%
HK$65,986
baseline
▲ 0.50% · 4.625%
HK$69,465
+HK$3,479/mo
Deposit HK$5.29M · loan HK$12.34M · min. income ≈ HK$131,972/mo (50% DSR)
Upfront cash ≈ HK$5.95M (deposit + AVD stamp duty HK$661,039 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,352
−HK$4,537/mo
▼ 0.25% · 3.875%
HK$74,603
−HK$2,286/mo
Today · 4.125%
HK$76,889
baseline
▲ 0.50% · 4.625%
HK$81,568
+HK$4,679/mo
Deposit HK$1.76M · loan HK$15.86M · min. income ≈ HK$153,778/mo (50% DSR)
Upfront cash ≈ HK$2.42M (deposit + AVD stamp duty HK$661,039 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,491
−HK$4,349/mo
▼ 0.25% · 3.875%
HK$82,650
−HK$2,190/mo
Today · 4.125%
HK$84,840
baseline
▲ 0.50% · 4.625%
HK$89,312
+HK$4,472/mo
Deposit HK$1.76M · loan HK$15.86M · min. income ≈ HK$169,680/mo (50% DSR)
Upfront cash ≈ HK$2.42M (deposit + AVD stamp duty HK$661,039 · Scale 2, in force from 26 Feb 2026)