LTV · monthly repayment
▼ 0.50% · 3.625%
HK$40,200
−HK$2,521/mo
▼ 0.25% · 3.875%
HK$41,450
−HK$1,271/mo
Today · 4.125%
HK$42,721
baseline
▲ 0.50% · 4.625%
HK$45,320
+HK$2,599/mo
Deposit HK$8.81M · loan HK$8.81M · min. income ≈ HK$85,442/mo (50% DSR)
Upfront cash ≈ HK$9.48M (deposit + AVD stamp duty HK$661,108 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,722
−HK$2,416/mo
▼ 0.25% · 3.875%
HK$45,921
−HK$1,217/mo
Today · 4.125%
HK$47,138
baseline
▲ 0.50% · 4.625%
HK$49,623
+HK$2,485/mo
Deposit HK$8.81M · loan HK$8.81M · min. income ≈ HK$94,276/mo (50% DSR)
Upfront cash ≈ HK$9.48M (deposit + AVD stamp duty HK$661,108 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,240
−HK$3,025/mo
▼ 0.25% · 3.875%
HK$49,740
−HK$1,525/mo
Today · 4.125%
HK$51,265
baseline
▲ 0.50% · 4.625%
HK$54,384
+HK$3,119/mo
Deposit HK$7.05M · loan HK$10.58M · min. income ≈ HK$102,530/mo (50% DSR)
Upfront cash ≈ HK$7.71M (deposit + AVD stamp duty HK$661,108 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,666
−HK$2,900/mo
▼ 0.25% · 3.875%
HK$55,106
−HK$1,460/mo
Today · 4.125%
HK$56,566
baseline
▲ 0.50% · 4.625%
HK$59,547
+HK$2,981/mo
Deposit HK$7.05M · loan HK$10.58M · min. income ≈ HK$113,132/mo (50% DSR)
Upfront cash ≈ HK$7.71M (deposit + AVD stamp duty HK$661,108 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,280
−HK$3,529/mo
▼ 0.25% · 3.875%
HK$58,030
−HK$1,779/mo
Today · 4.125%
HK$59,809
baseline
▲ 0.50% · 4.625%
HK$63,448
+HK$3,639/mo
Deposit HK$5.29M · loan HK$12.34M · min. income ≈ HK$119,618/mo (50% DSR)
Upfront cash ≈ HK$5.95M (deposit + AVD stamp duty HK$661,108 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,611
−HK$3,382/mo
▼ 0.25% · 3.875%
HK$64,290
−HK$1,703/mo
Today · 4.125%
HK$65,993
baseline
▲ 0.50% · 4.625%
HK$69,472
+HK$3,479/mo
Deposit HK$5.29M · loan HK$12.34M · min. income ≈ HK$131,986/mo (50% DSR)
Upfront cash ≈ HK$5.95M (deposit + AVD stamp duty HK$661,108 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,360
−HK$4,537/mo
▼ 0.25% · 3.875%
HK$74,611
−HK$2,286/mo
Today · 4.125%
HK$76,897
baseline
▲ 0.50% · 4.625%
HK$81,576
+HK$4,679/mo
Deposit HK$1.76M · loan HK$15.87M · min. income ≈ HK$153,794/mo (50% DSR)
Upfront cash ≈ HK$2.42M (deposit + AVD stamp duty HK$661,108 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,500
−HK$4,349/mo
▼ 0.25% · 3.875%
HK$82,658
−HK$2,191/mo
Today · 4.125%
HK$84,849
baseline
▲ 0.50% · 4.625%
HK$89,321
+HK$4,472/mo
Deposit HK$1.76M · loan HK$15.87M · min. income ≈ HK$169,698/mo (50% DSR)
Upfront cash ≈ HK$2.42M (deposit + AVD stamp duty HK$661,108 · Scale 2, in force from 26 Feb 2026)