LTV · monthly repayment
▼ 0.50% · 3.625%
HK$40,201
−HK$2,521/mo
▼ 0.25% · 3.875%
HK$41,452
−HK$1,270/mo
Today · 4.125%
HK$42,722
baseline
▲ 0.50% · 4.625%
HK$45,322
+HK$2,600/mo
Deposit HK$8.82M · loan HK$8.82M · min. income ≈ HK$85,444/mo (50% DSR)
Upfront cash ≈ HK$9.48M (deposit + AVD stamp duty HK$661,133 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,724
−HK$2,416/mo
▼ 0.25% · 3.875%
HK$45,923
−HK$1,217/mo
Today · 4.125%
HK$47,140
baseline
▲ 0.50% · 4.625%
HK$49,625
+HK$2,485/mo
Deposit HK$8.82M · loan HK$8.82M · min. income ≈ HK$94,280/mo (50% DSR)
Upfront cash ≈ HK$9.48M (deposit + AVD stamp duty HK$661,133 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,242
−HK$3,025/mo
▼ 0.25% · 3.875%
HK$49,742
−HK$1,525/mo
Today · 4.125%
HK$51,267
baseline
▲ 0.50% · 4.625%
HK$54,386
+HK$3,119/mo
Deposit HK$7.05M · loan HK$10.58M · min. income ≈ HK$102,534/mo (50% DSR)
Upfront cash ≈ HK$7.71M (deposit + AVD stamp duty HK$661,133 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,668
−HK$2,900/mo
▼ 0.25% · 3.875%
HK$55,108
−HK$1,460/mo
Today · 4.125%
HK$56,568
baseline
▲ 0.50% · 4.625%
HK$59,550
+HK$2,982/mo
Deposit HK$7.05M · loan HK$10.58M · min. income ≈ HK$113,136/mo (50% DSR)
Upfront cash ≈ HK$7.71M (deposit + AVD stamp duty HK$661,133 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,282
−HK$3,529/mo
▼ 0.25% · 3.875%
HK$58,033
−HK$1,778/mo
Today · 4.125%
HK$59,811
baseline
▲ 0.50% · 4.625%
HK$63,451
+HK$3,640/mo
Deposit HK$5.29M · loan HK$12.34M · min. income ≈ HK$119,622/mo (50% DSR)
Upfront cash ≈ HK$5.95M (deposit + AVD stamp duty HK$661,133 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,613
−HK$3,383/mo
▼ 0.25% · 3.875%
HK$64,292
−HK$1,704/mo
Today · 4.125%
HK$65,996
baseline
▲ 0.50% · 4.625%
HK$69,475
+HK$3,479/mo
Deposit HK$5.29M · loan HK$12.34M · min. income ≈ HK$131,992/mo (50% DSR)
Upfront cash ≈ HK$5.95M (deposit + AVD stamp duty HK$661,133 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,363
−HK$4,537/mo
▼ 0.25% · 3.875%
HK$74,613
−HK$2,287/mo
Today · 4.125%
HK$76,900
baseline
▲ 0.50% · 4.625%
HK$81,579
+HK$4,679/mo
Deposit HK$1.76M · loan HK$15.87M · min. income ≈ HK$153,800/mo (50% DSR)
Upfront cash ≈ HK$2.42M (deposit + AVD stamp duty HK$661,133 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,503
−HK$4,349/mo
▼ 0.25% · 3.875%
HK$82,662
−HK$2,190/mo
Today · 4.125%
HK$84,852
baseline
▲ 0.50% · 4.625%
HK$89,325
+HK$4,473/mo
Deposit HK$1.76M · loan HK$15.87M · min. income ≈ HK$169,704/mo (50% DSR)
Upfront cash ≈ HK$2.42M (deposit + AVD stamp duty HK$661,133 · Scale 2, in force from 26 Feb 2026)