LTV · monthly repayment
▼ 0.50% · 3.625%
HK$40,202
−HK$2,521/mo
▼ 0.25% · 3.875%
HK$41,453
−HK$1,270/mo
Today · 4.125%
HK$42,723
baseline
▲ 0.50% · 4.625%
HK$45,323
+HK$2,600/mo
Deposit HK$8.82M · loan HK$8.82M · min. income ≈ HK$85,446/mo (50% DSR)
Upfront cash ≈ HK$9.48M (deposit + AVD stamp duty HK$661,146 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,725
−HK$2,416/mo
▼ 0.25% · 3.875%
HK$45,924
−HK$1,217/mo
Today · 4.125%
HK$47,141
baseline
▲ 0.50% · 4.625%
HK$49,626
+HK$2,485/mo
Deposit HK$8.82M · loan HK$8.82M · min. income ≈ HK$94,282/mo (50% DSR)
Upfront cash ≈ HK$9.48M (deposit + AVD stamp duty HK$661,146 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,243
−HK$3,025/mo
▼ 0.25% · 3.875%
HK$49,743
−HK$1,525/mo
Today · 4.125%
HK$51,268
baseline
▲ 0.50% · 4.625%
HK$54,387
+HK$3,119/mo
Deposit HK$7.05M · loan HK$10.58M · min. income ≈ HK$102,536/mo (50% DSR)
Upfront cash ≈ HK$7.71M (deposit + AVD stamp duty HK$661,146 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,669
−HK$2,900/mo
▼ 0.25% · 3.875%
HK$55,109
−HK$1,460/mo
Today · 4.125%
HK$56,569
baseline
▲ 0.50% · 4.625%
HK$59,551
+HK$2,982/mo
Deposit HK$7.05M · loan HK$10.58M · min. income ≈ HK$113,138/mo (50% DSR)
Upfront cash ≈ HK$7.71M (deposit + AVD stamp duty HK$661,146 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,283
−HK$3,530/mo
▼ 0.25% · 3.875%
HK$58,034
−HK$1,779/mo
Today · 4.125%
HK$59,813
baseline
▲ 0.50% · 4.625%
HK$63,452
+HK$3,639/mo
Deposit HK$5.29M · loan HK$12.34M · min. income ≈ HK$119,626/mo (50% DSR)
Upfront cash ≈ HK$5.95M (deposit + AVD stamp duty HK$661,146 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,614
−HK$3,383/mo
▼ 0.25% · 3.875%
HK$64,294
−HK$1,703/mo
Today · 4.125%
HK$65,997
baseline
▲ 0.50% · 4.625%
HK$69,476
+HK$3,479/mo
Deposit HK$5.29M · loan HK$12.34M · min. income ≈ HK$131,994/mo (50% DSR)
Upfront cash ≈ HK$5.95M (deposit + AVD stamp duty HK$661,146 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,364
−HK$4,538/mo
▼ 0.25% · 3.875%
HK$74,615
−HK$2,287/mo
Today · 4.125%
HK$76,902
baseline
▲ 0.50% · 4.625%
HK$81,581
+HK$4,679/mo
Deposit HK$1.76M · loan HK$15.87M · min. income ≈ HK$153,804/mo (50% DSR)
Upfront cash ≈ HK$2.42M (deposit + AVD stamp duty HK$661,146 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,504
−HK$4,350/mo
▼ 0.25% · 3.875%
HK$82,663
−HK$2,191/mo
Today · 4.125%
HK$84,854
baseline
▲ 0.50% · 4.625%
HK$89,326
+HK$4,472/mo
Deposit HK$1.76M · loan HK$15.87M · min. income ≈ HK$169,708/mo (50% DSR)
Upfront cash ≈ HK$2.42M (deposit + AVD stamp duty HK$661,146 · Scale 2, in force from 26 Feb 2026)