LTV · monthly repayment
▼ 0.50% · 3.625%
HK$40,210
−HK$2,522/mo
▼ 0.25% · 3.875%
HK$41,461
−HK$1,271/mo
Today · 4.125%
HK$42,732
baseline
▲ 0.50% · 4.625%
HK$45,332
+HK$2,600/mo
Deposit HK$8.82M · loan HK$8.82M · min. income ≈ HK$85,464/mo (50% DSR)
Upfront cash ≈ HK$9.48M (deposit + AVD stamp duty HK$661,281 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,734
−HK$2,416/mo
▼ 0.25% · 3.875%
HK$45,933
−HK$1,217/mo
Today · 4.125%
HK$47,150
baseline
▲ 0.50% · 4.625%
HK$49,636
+HK$2,486/mo
Deposit HK$8.82M · loan HK$8.82M · min. income ≈ HK$94,300/mo (50% DSR)
Upfront cash ≈ HK$9.48M (deposit + AVD stamp duty HK$661,281 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,252
−HK$3,026/mo
▼ 0.25% · 3.875%
HK$49,753
−HK$1,525/mo
Today · 4.125%
HK$51,278
baseline
▲ 0.50% · 4.625%
HK$54,398
+HK$3,120/mo
Deposit HK$7.05M · loan HK$10.58M · min. income ≈ HK$102,556/mo (50% DSR)
Upfront cash ≈ HK$7.71M (deposit + AVD stamp duty HK$661,281 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,680
−HK$2,901/mo
▼ 0.25% · 3.875%
HK$55,120
−HK$1,461/mo
Today · 4.125%
HK$56,581
baseline
▲ 0.50% · 4.625%
HK$59,563
+HK$2,982/mo
Deposit HK$7.05M · loan HK$10.58M · min. income ≈ HK$113,162/mo (50% DSR)
Upfront cash ≈ HK$7.71M (deposit + AVD stamp duty HK$661,281 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,294
−HK$3,531/mo
▼ 0.25% · 3.875%
HK$58,046
−HK$1,779/mo
Today · 4.125%
HK$59,825
baseline
▲ 0.50% · 4.625%
HK$63,465
+HK$3,640/mo
Deposit HK$5.29M · loan HK$12.34M · min. income ≈ HK$119,650/mo (50% DSR)
Upfront cash ≈ HK$5.95M (deposit + AVD stamp duty HK$661,281 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,627
−HK$3,384/mo
▼ 0.25% · 3.875%
HK$64,307
−HK$1,704/mo
Today · 4.125%
HK$66,011
baseline
▲ 0.50% · 4.625%
HK$69,490
+HK$3,479/mo
Deposit HK$5.29M · loan HK$12.34M · min. income ≈ HK$132,022/mo (50% DSR)
Upfront cash ≈ HK$5.95M (deposit + AVD stamp duty HK$661,281 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,379
−HK$4,538/mo
▼ 0.25% · 3.875%
HK$74,630
−HK$2,287/mo
Today · 4.125%
HK$76,917
baseline
▲ 0.50% · 4.625%
HK$81,598
+HK$4,681/mo
Deposit HK$1.76M · loan HK$15.87M · min. income ≈ HK$153,834/mo (50% DSR)
Upfront cash ≈ HK$2.42M (deposit + AVD stamp duty HK$661,281 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,521
−HK$4,350/mo
▼ 0.25% · 3.875%
HK$82,680
−HK$2,191/mo
Today · 4.125%
HK$84,871
baseline
▲ 0.50% · 4.625%
HK$89,344
+HK$4,473/mo
Deposit HK$1.76M · loan HK$15.87M · min. income ≈ HK$169,742/mo (50% DSR)
Upfront cash ≈ HK$2.42M (deposit + AVD stamp duty HK$661,281 · Scale 2, in force from 26 Feb 2026)