LTV · monthly repayment
▼ 0.50% · 3.625%
HK$40,211
−HK$2,521/mo
▼ 0.25% · 3.875%
HK$41,461
−HK$1,271/mo
Today · 4.125%
HK$42,732
baseline
▲ 0.50% · 4.625%
HK$45,332
+HK$2,600/mo
Deposit HK$8.82M · loan HK$8.82M · min. income ≈ HK$85,464/mo (50% DSR)
Upfront cash ≈ HK$9.48M (deposit + AVD stamp duty HK$661,286 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,734
−HK$2,417/mo
▼ 0.25% · 3.875%
HK$45,934
−HK$1,217/mo
Today · 4.125%
HK$47,151
baseline
▲ 0.50% · 4.625%
HK$49,636
+HK$2,485/mo
Deposit HK$8.82M · loan HK$8.82M · min. income ≈ HK$94,302/mo (50% DSR)
Upfront cash ≈ HK$9.48M (deposit + AVD stamp duty HK$661,286 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,253
−HK$3,026/mo
▼ 0.25% · 3.875%
HK$49,754
−HK$1,525/mo
Today · 4.125%
HK$51,279
baseline
▲ 0.50% · 4.625%
HK$54,399
+HK$3,120/mo
Deposit HK$7.05M · loan HK$10.58M · min. income ≈ HK$102,558/mo (50% DSR)
Upfront cash ≈ HK$7.71M (deposit + AVD stamp duty HK$661,286 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,681
−HK$2,900/mo
▼ 0.25% · 3.875%
HK$55,120
−HK$1,461/mo
Today · 4.125%
HK$56,581
baseline
▲ 0.50% · 4.625%
HK$59,563
+HK$2,982/mo
Deposit HK$7.05M · loan HK$10.58M · min. income ≈ HK$113,162/mo (50% DSR)
Upfront cash ≈ HK$7.71M (deposit + AVD stamp duty HK$661,286 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,295
−HK$3,530/mo
▼ 0.25% · 3.875%
HK$58,046
−HK$1,779/mo
Today · 4.125%
HK$59,825
baseline
▲ 0.50% · 4.625%
HK$63,465
+HK$3,640/mo
Deposit HK$5.29M · loan HK$12.34M · min. income ≈ HK$119,650/mo (50% DSR)
Upfront cash ≈ HK$5.95M (deposit + AVD stamp duty HK$661,286 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,628
−HK$3,383/mo
▼ 0.25% · 3.875%
HK$64,307
−HK$1,704/mo
Today · 4.125%
HK$66,011
baseline
▲ 0.50% · 4.625%
HK$69,491
+HK$3,480/mo
Deposit HK$5.29M · loan HK$12.34M · min. income ≈ HK$132,022/mo (50% DSR)
Upfront cash ≈ HK$5.95M (deposit + AVD stamp duty HK$661,286 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,379
−HK$4,539/mo
▼ 0.25% · 3.875%
HK$74,631
−HK$2,287/mo
Today · 4.125%
HK$76,918
baseline
▲ 0.50% · 4.625%
HK$81,598
+HK$4,680/mo
Deposit HK$1.76M · loan HK$15.87M · min. income ≈ HK$153,836/mo (50% DSR)
Upfront cash ≈ HK$2.42M (deposit + AVD stamp duty HK$661,286 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,521
−HK$4,350/mo
▼ 0.25% · 3.875%
HK$82,681
−HK$2,190/mo
Today · 4.125%
HK$84,871
baseline
▲ 0.50% · 4.625%
HK$89,345
+HK$4,474/mo
Deposit HK$1.76M · loan HK$15.87M · min. income ≈ HK$169,742/mo (50% DSR)
Upfront cash ≈ HK$2.42M (deposit + AVD stamp duty HK$661,286 · Scale 2, in force from 26 Feb 2026)