LTV · monthly repayment
▼ 0.50% · 3.625%
HK$40,211
−HK$2,522/mo
▼ 0.25% · 3.875%
HK$41,462
−HK$1,271/mo
Today · 4.125%
HK$42,733
baseline
▲ 0.50% · 4.625%
HK$45,333
+HK$2,600/mo
Deposit HK$8.82M · loan HK$8.82M · min. income ≈ HK$85,466/mo (50% DSR)
Upfront cash ≈ HK$9.48M (deposit + AVD stamp duty HK$661,293 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,734
−HK$2,417/mo
▼ 0.25% · 3.875%
HK$45,934
−HK$1,217/mo
Today · 4.125%
HK$47,151
baseline
▲ 0.50% · 4.625%
HK$49,637
+HK$2,486/mo
Deposit HK$8.82M · loan HK$8.82M · min. income ≈ HK$94,302/mo (50% DSR)
Upfront cash ≈ HK$9.48M (deposit + AVD stamp duty HK$661,293 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,253
−HK$3,026/mo
▼ 0.25% · 3.875%
HK$49,754
−HK$1,525/mo
Today · 4.125%
HK$51,279
baseline
▲ 0.50% · 4.625%
HK$54,399
+HK$3,120/mo
Deposit HK$7.05M · loan HK$10.58M · min. income ≈ HK$102,558/mo (50% DSR)
Upfront cash ≈ HK$7.72M (deposit + AVD stamp duty HK$661,293 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,681
−HK$2,901/mo
▼ 0.25% · 3.875%
HK$55,121
−HK$1,461/mo
Today · 4.125%
HK$56,582
baseline
▲ 0.50% · 4.625%
HK$59,564
+HK$2,982/mo
Deposit HK$7.05M · loan HK$10.58M · min. income ≈ HK$113,164/mo (50% DSR)
Upfront cash ≈ HK$7.72M (deposit + AVD stamp duty HK$661,293 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,296
−HK$3,530/mo
▼ 0.25% · 3.875%
HK$58,047
−HK$1,779/mo
Today · 4.125%
HK$59,826
baseline
▲ 0.50% · 4.625%
HK$63,466
+HK$3,640/mo
Deposit HK$5.29M · loan HK$12.34M · min. income ≈ HK$119,652/mo (50% DSR)
Upfront cash ≈ HK$5.95M (deposit + AVD stamp duty HK$661,293 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,628
−HK$3,384/mo
▼ 0.25% · 3.875%
HK$64,308
−HK$1,704/mo
Today · 4.125%
HK$66,012
baseline
▲ 0.50% · 4.625%
HK$69,491
+HK$3,479/mo
Deposit HK$5.29M · loan HK$12.34M · min. income ≈ HK$132,024/mo (50% DSR)
Upfront cash ≈ HK$5.95M (deposit + AVD stamp duty HK$661,293 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,380
−HK$4,539/mo
▼ 0.25% · 3.875%
HK$74,631
−HK$2,288/mo
Today · 4.125%
HK$76,919
baseline
▲ 0.50% · 4.625%
HK$81,599
+HK$4,680/mo
Deposit HK$1.76M · loan HK$15.87M · min. income ≈ HK$153,838/mo (50% DSR)
Upfront cash ≈ HK$2.42M (deposit + AVD stamp duty HK$661,293 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,522
−HK$4,350/mo
▼ 0.25% · 3.875%
HK$82,682
−HK$2,190/mo
Today · 4.125%
HK$84,872
baseline
▲ 0.50% · 4.625%
HK$89,346
+HK$4,474/mo
Deposit HK$1.76M · loan HK$15.87M · min. income ≈ HK$169,744/mo (50% DSR)
Upfront cash ≈ HK$2.42M (deposit + AVD stamp duty HK$661,293 · Scale 2, in force from 26 Feb 2026)