LTV · monthly repayment
▼ 0.50% · 3.625%
HK$40,215
−HK$2,522/mo
▼ 0.25% · 3.875%
HK$41,466
−HK$1,271/mo
Today · 4.125%
HK$42,737
baseline
▲ 0.50% · 4.625%
HK$45,338
+HK$2,601/mo
Deposit HK$8.82M · loan HK$8.82M · min. income ≈ HK$85,474/mo (50% DSR)
Upfront cash ≈ HK$9.48M (deposit + AVD stamp duty HK$661,363 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,739
−HK$2,417/mo
▼ 0.25% · 3.875%
HK$45,939
−HK$1,217/mo
Today · 4.125%
HK$47,156
baseline
▲ 0.50% · 4.625%
HK$49,642
+HK$2,486/mo
Deposit HK$8.82M · loan HK$8.82M · min. income ≈ HK$94,312/mo (50% DSR)
Upfront cash ≈ HK$9.48M (deposit + AVD stamp duty HK$661,363 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,258
−HK$3,027/mo
▼ 0.25% · 3.875%
HK$49,760
−HK$1,525/mo
Today · 4.125%
HK$51,285
baseline
▲ 0.50% · 4.625%
HK$54,405
+HK$3,120/mo
Deposit HK$7.05M · loan HK$10.58M · min. income ≈ HK$102,570/mo (50% DSR)
Upfront cash ≈ HK$7.72M (deposit + AVD stamp duty HK$661,363 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,687
−HK$2,901/mo
▼ 0.25% · 3.875%
HK$55,127
−HK$1,461/mo
Today · 4.125%
HK$56,588
baseline
▲ 0.50% · 4.625%
HK$59,570
+HK$2,982/mo
Deposit HK$7.05M · loan HK$10.58M · min. income ≈ HK$113,176/mo (50% DSR)
Upfront cash ≈ HK$7.72M (deposit + AVD stamp duty HK$661,363 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,302
−HK$3,530/mo
▼ 0.25% · 3.875%
HK$58,053
−HK$1,779/mo
Today · 4.125%
HK$59,832
baseline
▲ 0.50% · 4.625%
HK$63,473
+HK$3,641/mo
Deposit HK$5.29M · loan HK$12.35M · min. income ≈ HK$119,664/mo (50% DSR)
Upfront cash ≈ HK$5.95M (deposit + AVD stamp duty HK$661,363 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,635
−HK$3,384/mo
▼ 0.25% · 3.875%
HK$64,315
−HK$1,704/mo
Today · 4.125%
HK$66,019
baseline
▲ 0.50% · 4.625%
HK$69,499
+HK$3,480/mo
Deposit HK$5.29M · loan HK$12.35M · min. income ≈ HK$132,038/mo (50% DSR)
Upfront cash ≈ HK$5.95M (deposit + AVD stamp duty HK$661,363 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,388
−HK$4,539/mo
▼ 0.25% · 3.875%
HK$74,639
−HK$2,288/mo
Today · 4.125%
HK$76,927
baseline
▲ 0.50% · 4.625%
HK$81,608
+HK$4,681/mo
Deposit HK$1.76M · loan HK$15.87M · min. income ≈ HK$153,854/mo (50% DSR)
Upfront cash ≈ HK$2.42M (deposit + AVD stamp duty HK$661,363 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,531
−HK$4,350/mo
▼ 0.25% · 3.875%
HK$82,690
−HK$2,191/mo
Today · 4.125%
HK$84,881
baseline
▲ 0.50% · 4.625%
HK$89,356
+HK$4,475/mo
Deposit HK$1.76M · loan HK$15.87M · min. income ≈ HK$169,762/mo (50% DSR)
Upfront cash ≈ HK$2.42M (deposit + AVD stamp duty HK$661,363 · Scale 2, in force from 26 Feb 2026)