LTV · monthly repayment
▼ 0.50% · 3.625%
HK$40,216
−HK$2,522/mo
▼ 0.25% · 3.875%
HK$41,467
−HK$1,271/mo
Today · 4.125%
HK$42,738
baseline
▲ 0.50% · 4.625%
HK$45,338
+HK$2,600/mo
Deposit HK$8.82M · loan HK$8.82M · min. income ≈ HK$85,476/mo (50% DSR)
Upfront cash ≈ HK$9.48M (deposit + AVD stamp duty HK$661,368 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,740
−HK$2,417/mo
▼ 0.25% · 3.875%
HK$45,939
−HK$1,218/mo
Today · 4.125%
HK$47,157
baseline
▲ 0.50% · 4.625%
HK$49,642
+HK$2,485/mo
Deposit HK$8.82M · loan HK$8.82M · min. income ≈ HK$94,314/mo (50% DSR)
Upfront cash ≈ HK$9.48M (deposit + AVD stamp duty HK$661,368 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,259
−HK$3,026/mo
▼ 0.25% · 3.875%
HK$49,760
−HK$1,525/mo
Today · 4.125%
HK$51,285
baseline
▲ 0.50% · 4.625%
HK$54,406
+HK$3,121/mo
Deposit HK$7.05M · loan HK$10.58M · min. income ≈ HK$102,570/mo (50% DSR)
Upfront cash ≈ HK$7.72M (deposit + AVD stamp duty HK$661,368 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,687
−HK$2,901/mo
▼ 0.25% · 3.875%
HK$55,127
−HK$1,461/mo
Today · 4.125%
HK$56,588
baseline
▲ 0.50% · 4.625%
HK$59,571
+HK$2,983/mo
Deposit HK$7.05M · loan HK$10.58M · min. income ≈ HK$113,176/mo (50% DSR)
Upfront cash ≈ HK$7.72M (deposit + AVD stamp duty HK$661,368 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,302
−HK$3,531/mo
▼ 0.25% · 3.875%
HK$58,053
−HK$1,780/mo
Today · 4.125%
HK$59,833
baseline
▲ 0.50% · 4.625%
HK$63,473
+HK$3,640/mo
Deposit HK$5.29M · loan HK$12.35M · min. income ≈ HK$119,666/mo (50% DSR)
Upfront cash ≈ HK$5.95M (deposit + AVD stamp duty HK$661,368 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,635
−HK$3,384/mo
▼ 0.25% · 3.875%
HK$64,315
−HK$1,704/mo
Today · 4.125%
HK$66,019
baseline
▲ 0.50% · 4.625%
HK$69,499
+HK$3,480/mo
Deposit HK$5.29M · loan HK$12.35M · min. income ≈ HK$132,038/mo (50% DSR)
Upfront cash ≈ HK$5.95M (deposit + AVD stamp duty HK$661,368 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,388
−HK$4,540/mo
▼ 0.25% · 3.875%
HK$74,640
−HK$2,288/mo
Today · 4.125%
HK$76,928
baseline
▲ 0.50% · 4.625%
HK$81,608
+HK$4,680/mo
Deposit HK$1.76M · loan HK$15.87M · min. income ≈ HK$153,856/mo (50% DSR)
Upfront cash ≈ HK$2.43M (deposit + AVD stamp duty HK$661,368 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,531
−HK$4,351/mo
▼ 0.25% · 3.875%
HK$82,691
−HK$2,191/mo
Today · 4.125%
HK$84,882
baseline
▲ 0.50% · 4.625%
HK$89,356
+HK$4,474/mo
Deposit HK$1.76M · loan HK$15.87M · min. income ≈ HK$169,764/mo (50% DSR)
Upfront cash ≈ HK$2.43M (deposit + AVD stamp duty HK$661,368 · Scale 2, in force from 26 Feb 2026)