LTV · monthly repayment
▼ 0.50% · 3.625%
HK$40,217
−HK$2,522/mo
▼ 0.25% · 3.875%
HK$41,468
−HK$1,271/mo
Today · 4.125%
HK$42,739
baseline
▲ 0.50% · 4.625%
HK$45,340
+HK$2,601/mo
Deposit HK$8.82M · loan HK$8.82M · min. income ≈ HK$85,478/mo (50% DSR)
Upfront cash ≈ HK$9.48M (deposit + AVD stamp duty HK$661,390 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,741
−HK$2,417/mo
▼ 0.25% · 3.875%
HK$45,941
−HK$1,217/mo
Today · 4.125%
HK$47,158
baseline
▲ 0.50% · 4.625%
HK$49,644
+HK$2,486/mo
Deposit HK$8.82M · loan HK$8.82M · min. income ≈ HK$94,316/mo (50% DSR)
Upfront cash ≈ HK$9.48M (deposit + AVD stamp duty HK$661,390 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,260
−HK$3,027/mo
▼ 0.25% · 3.875%
HK$49,762
−HK$1,525/mo
Today · 4.125%
HK$51,287
baseline
▲ 0.50% · 4.625%
HK$54,407
+HK$3,120/mo
Deposit HK$7.05M · loan HK$10.58M · min. income ≈ HK$102,574/mo (50% DSR)
Upfront cash ≈ HK$7.72M (deposit + AVD stamp duty HK$661,390 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,689
−HK$2,901/mo
▼ 0.25% · 3.875%
HK$55,129
−HK$1,461/mo
Today · 4.125%
HK$56,590
baseline
▲ 0.50% · 4.625%
HK$59,573
+HK$2,983/mo
Deposit HK$7.05M · loan HK$10.58M · min. income ≈ HK$113,180/mo (50% DSR)
Upfront cash ≈ HK$7.72M (deposit + AVD stamp duty HK$661,390 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,304
−HK$3,531/mo
▼ 0.25% · 3.875%
HK$58,055
−HK$1,780/mo
Today · 4.125%
HK$59,835
baseline
▲ 0.50% · 4.625%
HK$63,475
+HK$3,640/mo
Deposit HK$5.29M · loan HK$12.35M · min. income ≈ HK$119,670/mo (50% DSR)
Upfront cash ≈ HK$5.95M (deposit + AVD stamp duty HK$661,390 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,637
−HK$3,384/mo
▼ 0.25% · 3.875%
HK$64,317
−HK$1,704/mo
Today · 4.125%
HK$66,021
baseline
▲ 0.50% · 4.625%
HK$69,502
+HK$3,481/mo
Deposit HK$5.29M · loan HK$12.35M · min. income ≈ HK$132,042/mo (50% DSR)
Upfront cash ≈ HK$5.95M (deposit + AVD stamp duty HK$661,390 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,391
−HK$4,539/mo
▼ 0.25% · 3.875%
HK$74,642
−HK$2,288/mo
Today · 4.125%
HK$76,930
baseline
▲ 0.50% · 4.625%
HK$81,611
+HK$4,681/mo
Deposit HK$1.76M · loan HK$15.87M · min. income ≈ HK$153,860/mo (50% DSR)
Upfront cash ≈ HK$2.43M (deposit + AVD stamp duty HK$661,390 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,534
−HK$4,351/mo
▼ 0.25% · 3.875%
HK$82,694
−HK$2,191/mo
Today · 4.125%
HK$84,885
baseline
▲ 0.50% · 4.625%
HK$89,359
+HK$4,474/mo
Deposit HK$1.76M · loan HK$15.87M · min. income ≈ HK$169,770/mo (50% DSR)
Upfront cash ≈ HK$2.43M (deposit + AVD stamp duty HK$661,390 · Scale 2, in force from 26 Feb 2026)