LTV · monthly repayment
▼ 0.50% · 3.625%
HK$40,219
−HK$2,522/mo
▼ 0.25% · 3.875%
HK$41,470
−HK$1,271/mo
Today · 4.125%
HK$42,741
baseline
▲ 0.50% · 4.625%
HK$45,342
+HK$2,601/mo
Deposit HK$8.82M · loan HK$8.82M · min. income ≈ HK$85,482/mo (50% DSR)
Upfront cash ≈ HK$9.48M (deposit + AVD stamp duty HK$661,425 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,743
−HK$2,418/mo
▼ 0.25% · 3.875%
HK$45,943
−HK$1,218/mo
Today · 4.125%
HK$47,161
baseline
▲ 0.50% · 4.625%
HK$49,647
+HK$2,486/mo
Deposit HK$8.82M · loan HK$8.82M · min. income ≈ HK$94,322/mo (50% DSR)
Upfront cash ≈ HK$9.48M (deposit + AVD stamp duty HK$661,425 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,263
−HK$3,026/mo
▼ 0.25% · 3.875%
HK$49,764
−HK$1,525/mo
Today · 4.125%
HK$51,289
baseline
▲ 0.50% · 4.625%
HK$54,410
+HK$3,121/mo
Deposit HK$7.06M · loan HK$10.58M · min. income ≈ HK$102,578/mo (50% DSR)
Upfront cash ≈ HK$7.72M (deposit + AVD stamp duty HK$661,425 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,692
−HK$2,901/mo
▼ 0.25% · 3.875%
HK$55,132
−HK$1,461/mo
Today · 4.125%
HK$56,593
baseline
▲ 0.50% · 4.625%
HK$59,576
+HK$2,983/mo
Deposit HK$7.06M · loan HK$10.58M · min. income ≈ HK$113,186/mo (50% DSR)
Upfront cash ≈ HK$7.72M (deposit + AVD stamp duty HK$661,425 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,307
−HK$3,531/mo
▼ 0.25% · 3.875%
HK$58,058
−HK$1,780/mo
Today · 4.125%
HK$59,838
baseline
▲ 0.50% · 4.625%
HK$63,479
+HK$3,641/mo
Deposit HK$5.29M · loan HK$12.35M · min. income ≈ HK$119,676/mo (50% DSR)
Upfront cash ≈ HK$5.95M (deposit + AVD stamp duty HK$661,425 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,641
−HK$3,384/mo
▼ 0.25% · 3.875%
HK$64,321
−HK$1,704/mo
Today · 4.125%
HK$66,025
baseline
▲ 0.50% · 4.625%
HK$69,505
+HK$3,480/mo
Deposit HK$5.29M · loan HK$12.35M · min. income ≈ HK$132,050/mo (50% DSR)
Upfront cash ≈ HK$5.95M (deposit + AVD stamp duty HK$661,425 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,394
−HK$4,540/mo
▼ 0.25% · 3.875%
HK$74,646
−HK$2,288/mo
Today · 4.125%
HK$76,934
baseline
▲ 0.50% · 4.625%
HK$81,615
+HK$4,681/mo
Deposit HK$1.76M · loan HK$15.87M · min. income ≈ HK$153,868/mo (50% DSR)
Upfront cash ≈ HK$2.43M (deposit + AVD stamp duty HK$661,425 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,538
−HK$4,351/mo
▼ 0.25% · 3.875%
HK$82,698
−HK$2,191/mo
Today · 4.125%
HK$84,889
baseline
▲ 0.50% · 4.625%
HK$89,364
+HK$4,475/mo
Deposit HK$1.76M · loan HK$15.87M · min. income ≈ HK$169,778/mo (50% DSR)
Upfront cash ≈ HK$2.43M (deposit + AVD stamp duty HK$661,425 · Scale 2, in force from 26 Feb 2026)