LTV · monthly repayment
▼ 0.50% · 3.625%
HK$40,220
−HK$2,522/mo
▼ 0.25% · 3.875%
HK$41,471
−HK$1,271/mo
Today · 4.125%
HK$42,742
baseline
▲ 0.50% · 4.625%
HK$45,343
+HK$2,601/mo
Deposit HK$8.82M · loan HK$8.82M · min. income ≈ HK$85,484/mo (50% DSR)
Upfront cash ≈ HK$9.48M (deposit + AVD stamp duty HK$661,437 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,744
−HK$2,418/mo
▼ 0.25% · 3.875%
HK$45,944
−HK$1,218/mo
Today · 4.125%
HK$47,162
baseline
▲ 0.50% · 4.625%
HK$49,648
+HK$2,486/mo
Deposit HK$8.82M · loan HK$8.82M · min. income ≈ HK$94,324/mo (50% DSR)
Upfront cash ≈ HK$9.48M (deposit + AVD stamp duty HK$661,437 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,264
−HK$3,026/mo
▼ 0.25% · 3.875%
HK$49,765
−HK$1,525/mo
Today · 4.125%
HK$51,290
baseline
▲ 0.50% · 4.625%
HK$54,411
+HK$3,121/mo
Deposit HK$7.06M · loan HK$10.58M · min. income ≈ HK$102,580/mo (50% DSR)
Upfront cash ≈ HK$7.72M (deposit + AVD stamp duty HK$661,437 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,693
−HK$2,901/mo
▼ 0.25% · 3.875%
HK$55,133
−HK$1,461/mo
Today · 4.125%
HK$56,594
baseline
▲ 0.50% · 4.625%
HK$59,577
+HK$2,983/mo
Deposit HK$7.06M · loan HK$10.58M · min. income ≈ HK$113,188/mo (50% DSR)
Upfront cash ≈ HK$7.72M (deposit + AVD stamp duty HK$661,437 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,308
−HK$3,531/mo
▼ 0.25% · 3.875%
HK$58,059
−HK$1,780/mo
Today · 4.125%
HK$59,839
baseline
▲ 0.50% · 4.625%
HK$63,480
+HK$3,641/mo
Deposit HK$5.29M · loan HK$12.35M · min. income ≈ HK$119,678/mo (50% DSR)
Upfront cash ≈ HK$5.95M (deposit + AVD stamp duty HK$661,437 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,642
−HK$3,384/mo
▼ 0.25% · 3.875%
HK$64,322
−HK$1,704/mo
Today · 4.125%
HK$66,026
baseline
▲ 0.50% · 4.625%
HK$69,507
+HK$3,481/mo
Deposit HK$5.29M · loan HK$12.35M · min. income ≈ HK$132,052/mo (50% DSR)
Upfront cash ≈ HK$5.95M (deposit + AVD stamp duty HK$661,437 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,396
−HK$4,540/mo
▼ 0.25% · 3.875%
HK$74,648
−HK$2,288/mo
Today · 4.125%
HK$76,936
baseline
▲ 0.50% · 4.625%
HK$81,617
+HK$4,681/mo
Deposit HK$1.76M · loan HK$15.87M · min. income ≈ HK$153,872/mo (50% DSR)
Upfront cash ≈ HK$2.43M (deposit + AVD stamp duty HK$661,437 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,540
−HK$4,351/mo
▼ 0.25% · 3.875%
HK$82,700
−HK$2,191/mo
Today · 4.125%
HK$84,891
baseline
▲ 0.50% · 4.625%
HK$89,366
+HK$4,475/mo
Deposit HK$1.76M · loan HK$15.87M · min. income ≈ HK$169,782/mo (50% DSR)
Upfront cash ≈ HK$2.43M (deposit + AVD stamp duty HK$661,437 · Scale 2, in force from 26 Feb 2026)