LTV · monthly repayment
▼ 0.50% · 3.625%
HK$40,220
−HK$2,523/mo
▼ 0.25% · 3.875%
HK$41,471
−HK$1,272/mo
Today · 4.125%
HK$42,743
baseline
▲ 0.50% · 4.625%
HK$45,343
+HK$2,600/mo
Deposit HK$8.82M · loan HK$8.82M · min. income ≈ HK$85,486/mo (50% DSR)
Upfront cash ≈ HK$9.48M (deposit + AVD stamp duty HK$661,446 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,745
−HK$2,417/mo
▼ 0.25% · 3.875%
HK$45,945
−HK$1,217/mo
Today · 4.125%
HK$47,162
baseline
▲ 0.50% · 4.625%
HK$49,648
+HK$2,486/mo
Deposit HK$8.82M · loan HK$8.82M · min. income ≈ HK$94,324/mo (50% DSR)
Upfront cash ≈ HK$9.48M (deposit + AVD stamp duty HK$661,446 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,264
−HK$3,027/mo
▼ 0.25% · 3.875%
HK$49,766
−HK$1,525/mo
Today · 4.125%
HK$51,291
baseline
▲ 0.50% · 4.625%
HK$54,412
+HK$3,121/mo
Deposit HK$7.06M · loan HK$10.58M · min. income ≈ HK$102,582/mo (50% DSR)
Upfront cash ≈ HK$7.72M (deposit + AVD stamp duty HK$661,446 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,694
−HK$2,901/mo
▼ 0.25% · 3.875%
HK$55,134
−HK$1,461/mo
Today · 4.125%
HK$56,595
baseline
▲ 0.50% · 4.625%
HK$59,578
+HK$2,983/mo
Deposit HK$7.06M · loan HK$10.58M · min. income ≈ HK$113,190/mo (50% DSR)
Upfront cash ≈ HK$7.72M (deposit + AVD stamp duty HK$661,446 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,309
−HK$3,531/mo
▼ 0.25% · 3.875%
HK$58,060
−HK$1,780/mo
Today · 4.125%
HK$59,840
baseline
▲ 0.50% · 4.625%
HK$63,481
+HK$3,641/mo
Deposit HK$5.29M · loan HK$12.35M · min. income ≈ HK$119,680/mo (50% DSR)
Upfront cash ≈ HK$5.95M (deposit + AVD stamp duty HK$661,446 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,643
−HK$3,384/mo
▼ 0.25% · 3.875%
HK$64,323
−HK$1,704/mo
Today · 4.125%
HK$66,027
baseline
▲ 0.50% · 4.625%
HK$69,507
+HK$3,480/mo
Deposit HK$5.29M · loan HK$12.35M · min. income ≈ HK$132,054/mo (50% DSR)
Upfront cash ≈ HK$5.95M (deposit + AVD stamp duty HK$661,446 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,397
−HK$4,540/mo
▼ 0.25% · 3.875%
HK$74,649
−HK$2,288/mo
Today · 4.125%
HK$76,937
baseline
▲ 0.50% · 4.625%
HK$81,618
+HK$4,681/mo
Deposit HK$1.76M · loan HK$15.87M · min. income ≈ HK$153,874/mo (50% DSR)
Upfront cash ≈ HK$2.43M (deposit + AVD stamp duty HK$661,446 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,541
−HK$4,351/mo
▼ 0.25% · 3.875%
HK$82,701
−HK$2,191/mo
Today · 4.125%
HK$84,892
baseline
▲ 0.50% · 4.625%
HK$89,367
+HK$4,475/mo
Deposit HK$1.76M · loan HK$15.87M · min. income ≈ HK$169,784/mo (50% DSR)
Upfront cash ≈ HK$2.43M (deposit + AVD stamp duty HK$661,446 · Scale 2, in force from 26 Feb 2026)