LTV · monthly repayment
▼ 0.50% · 3.625%
HK$40,221
−HK$2,522/mo
▼ 0.25% · 3.875%
HK$41,472
−HK$1,271/mo
Today · 4.125%
HK$42,743
baseline
▲ 0.50% · 4.625%
HK$45,344
+HK$2,601/mo
Deposit HK$8.82M · loan HK$8.82M · min. income ≈ HK$85,486/mo (50% DSR)
Upfront cash ≈ HK$9.48M (deposit + AVD stamp duty HK$661,451 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,745
−HK$2,418/mo
▼ 0.25% · 3.875%
HK$45,945
−HK$1,218/mo
Today · 4.125%
HK$47,163
baseline
▲ 0.50% · 4.625%
HK$49,649
+HK$2,486/mo
Deposit HK$8.82M · loan HK$8.82M · min. income ≈ HK$94,326/mo (50% DSR)
Upfront cash ≈ HK$9.48M (deposit + AVD stamp duty HK$661,451 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,265
−HK$3,027/mo
▼ 0.25% · 3.875%
HK$49,766
−HK$1,526/mo
Today · 4.125%
HK$51,292
baseline
▲ 0.50% · 4.625%
HK$54,412
+HK$3,120/mo
Deposit HK$7.06M · loan HK$10.58M · min. income ≈ HK$102,584/mo (50% DSR)
Upfront cash ≈ HK$7.72M (deposit + AVD stamp duty HK$661,451 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,694
−HK$2,901/mo
▼ 0.25% · 3.875%
HK$55,134
−HK$1,461/mo
Today · 4.125%
HK$56,595
baseline
▲ 0.50% · 4.625%
HK$59,578
+HK$2,983/mo
Deposit HK$7.06M · loan HK$10.58M · min. income ≈ HK$113,190/mo (50% DSR)
Upfront cash ≈ HK$7.72M (deposit + AVD stamp duty HK$661,451 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,309
−HK$3,531/mo
▼ 0.25% · 3.875%
HK$58,061
−HK$1,779/mo
Today · 4.125%
HK$59,840
baseline
▲ 0.50% · 4.625%
HK$63,481
+HK$3,641/mo
Deposit HK$5.29M · loan HK$12.35M · min. income ≈ HK$119,680/mo (50% DSR)
Upfront cash ≈ HK$5.95M (deposit + AVD stamp duty HK$661,451 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,643
−HK$3,385/mo
▼ 0.25% · 3.875%
HK$64,323
−HK$1,705/mo
Today · 4.125%
HK$66,028
baseline
▲ 0.50% · 4.625%
HK$69,508
+HK$3,480/mo
Deposit HK$5.29M · loan HK$12.35M · min. income ≈ HK$132,056/mo (50% DSR)
Upfront cash ≈ HK$5.95M (deposit + AVD stamp duty HK$661,451 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,397
−HK$4,540/mo
▼ 0.25% · 3.875%
HK$74,649
−HK$2,288/mo
Today · 4.125%
HK$76,937
baseline
▲ 0.50% · 4.625%
HK$81,619
+HK$4,682/mo
Deposit HK$1.76M · loan HK$15.87M · min. income ≈ HK$153,874/mo (50% DSR)
Upfront cash ≈ HK$2.43M (deposit + AVD stamp duty HK$661,451 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,541
−HK$4,352/mo
▼ 0.25% · 3.875%
HK$82,701
−HK$2,192/mo
Today · 4.125%
HK$84,893
baseline
▲ 0.50% · 4.625%
HK$89,368
+HK$4,475/mo
Deposit HK$1.76M · loan HK$15.87M · min. income ≈ HK$169,786/mo (50% DSR)
Upfront cash ≈ HK$2.43M (deposit + AVD stamp duty HK$661,451 · Scale 2, in force from 26 Feb 2026)