LTV · monthly repayment
▼ 0.50% · 3.625%
HK$40,222
−HK$2,523/mo
▼ 0.25% · 3.875%
HK$41,474
−HK$1,271/mo
Today · 4.125%
HK$42,745
baseline
▲ 0.50% · 4.625%
HK$45,346
+HK$2,601/mo
Deposit HK$8.82M · loan HK$8.82M · min. income ≈ HK$85,490/mo (50% DSR)
Upfront cash ≈ HK$9.48M (deposit + AVD stamp duty HK$661,479 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,747
−HK$2,418/mo
▼ 0.25% · 3.875%
HK$45,947
−HK$1,218/mo
Today · 4.125%
HK$47,165
baseline
▲ 0.50% · 4.625%
HK$49,651
+HK$2,486/mo
Deposit HK$8.82M · loan HK$8.82M · min. income ≈ HK$94,330/mo (50% DSR)
Upfront cash ≈ HK$9.48M (deposit + AVD stamp duty HK$661,479 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,267
−HK$3,027/mo
▼ 0.25% · 3.875%
HK$49,768
−HK$1,526/mo
Today · 4.125%
HK$51,294
baseline
▲ 0.50% · 4.625%
HK$54,415
+HK$3,121/mo
Deposit HK$7.06M · loan HK$10.58M · min. income ≈ HK$102,588/mo (50% DSR)
Upfront cash ≈ HK$7.72M (deposit + AVD stamp duty HK$661,479 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,696
−HK$2,902/mo
▼ 0.25% · 3.875%
HK$55,137
−HK$1,461/mo
Today · 4.125%
HK$56,598
baseline
▲ 0.50% · 4.625%
HK$59,581
+HK$2,983/mo
Deposit HK$7.06M · loan HK$10.58M · min. income ≈ HK$113,196/mo (50% DSR)
Upfront cash ≈ HK$7.72M (deposit + AVD stamp duty HK$661,479 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,311
−HK$3,532/mo
▼ 0.25% · 3.875%
HK$58,063
−HK$1,780/mo
Today · 4.125%
HK$59,843
baseline
▲ 0.50% · 4.625%
HK$63,484
+HK$3,641/mo
Deposit HK$5.29M · loan HK$12.35M · min. income ≈ HK$119,686/mo (50% DSR)
Upfront cash ≈ HK$5.95M (deposit + AVD stamp duty HK$661,479 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,646
−HK$3,384/mo
▼ 0.25% · 3.875%
HK$64,326
−HK$1,704/mo
Today · 4.125%
HK$66,030
baseline
▲ 0.50% · 4.625%
HK$69,511
+HK$3,481/mo
Deposit HK$5.29M · loan HK$12.35M · min. income ≈ HK$132,060/mo (50% DSR)
Upfront cash ≈ HK$5.95M (deposit + AVD stamp duty HK$661,479 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,400
−HK$4,541/mo
▼ 0.25% · 3.875%
HK$74,652
−HK$2,289/mo
Today · 4.125%
HK$76,941
baseline
▲ 0.50% · 4.625%
HK$81,622
+HK$4,681/mo
Deposit HK$1.76M · loan HK$15.88M · min. income ≈ HK$153,882/mo (50% DSR)
Upfront cash ≈ HK$2.43M (deposit + AVD stamp duty HK$661,479 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,545
−HK$4,351/mo
▼ 0.25% · 3.875%
HK$82,705
−HK$2,191/mo
Today · 4.125%
HK$84,896
baseline
▲ 0.50% · 4.625%
HK$89,371
+HK$4,475/mo
Deposit HK$1.76M · loan HK$15.88M · min. income ≈ HK$169,792/mo (50% DSR)
Upfront cash ≈ HK$2.43M (deposit + AVD stamp duty HK$661,479 · Scale 2, in force from 26 Feb 2026)