LTV · monthly repayment
▼ 0.50% · 3.625%
HK$40,224
−HK$2,522/mo
▼ 0.25% · 3.875%
HK$41,475
−HK$1,271/mo
Today · 4.125%
HK$42,746
baseline
▲ 0.50% · 4.625%
HK$45,347
+HK$2,601/mo
Deposit HK$8.82M · loan HK$8.82M · min. income ≈ HK$85,492/mo (50% DSR)
Upfront cash ≈ HK$9.48M (deposit + AVD stamp duty HK$661,503 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,749
−HK$2,417/mo
▼ 0.25% · 3.875%
HK$45,949
−HK$1,217/mo
Today · 4.125%
HK$47,166
baseline
▲ 0.50% · 4.625%
HK$49,652
+HK$2,486/mo
Deposit HK$8.82M · loan HK$8.82M · min. income ≈ HK$94,332/mo (50% DSR)
Upfront cash ≈ HK$9.48M (deposit + AVD stamp duty HK$661,503 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,269
−HK$3,026/mo
▼ 0.25% · 3.875%
HK$49,770
−HK$1,525/mo
Today · 4.125%
HK$51,295
baseline
▲ 0.50% · 4.625%
HK$54,417
+HK$3,122/mo
Deposit HK$7.06M · loan HK$10.58M · min. income ≈ HK$102,590/mo (50% DSR)
Upfront cash ≈ HK$7.72M (deposit + AVD stamp duty HK$661,503 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,698
−HK$2,902/mo
▼ 0.25% · 3.875%
HK$55,139
−HK$1,461/mo
Today · 4.125%
HK$56,600
baseline
▲ 0.50% · 4.625%
HK$59,583
+HK$2,983/mo
Deposit HK$7.06M · loan HK$10.58M · min. income ≈ HK$113,200/mo (50% DSR)
Upfront cash ≈ HK$7.72M (deposit + AVD stamp duty HK$661,503 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,313
−HK$3,532/mo
▼ 0.25% · 3.875%
HK$58,065
−HK$1,780/mo
Today · 4.125%
HK$59,845
baseline
▲ 0.50% · 4.625%
HK$63,486
+HK$3,641/mo
Deposit HK$5.29M · loan HK$12.35M · min. income ≈ HK$119,690/mo (50% DSR)
Upfront cash ≈ HK$5.95M (deposit + AVD stamp duty HK$661,503 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,648
−HK$3,385/mo
▼ 0.25% · 3.875%
HK$64,328
−HK$1,705/mo
Today · 4.125%
HK$66,033
baseline
▲ 0.50% · 4.625%
HK$69,513
+HK$3,480/mo
Deposit HK$5.29M · loan HK$12.35M · min. income ≈ HK$132,066/mo (50% DSR)
Upfront cash ≈ HK$5.95M (deposit + AVD stamp duty HK$661,503 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,403
−HK$4,540/mo
▼ 0.25% · 3.875%
HK$74,655
−HK$2,288/mo
Today · 4.125%
HK$76,943
baseline
▲ 0.50% · 4.625%
HK$81,625
+HK$4,682/mo
Deposit HK$1.76M · loan HK$15.88M · min. income ≈ HK$153,886/mo (50% DSR)
Upfront cash ≈ HK$2.43M (deposit + AVD stamp duty HK$661,503 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,548
−HK$4,351/mo
▼ 0.25% · 3.875%
HK$82,708
−HK$2,191/mo
Today · 4.125%
HK$84,899
baseline
▲ 0.50% · 4.625%
HK$89,374
+HK$4,475/mo
Deposit HK$1.76M · loan HK$15.88M · min. income ≈ HK$169,798/mo (50% DSR)
Upfront cash ≈ HK$2.43M (deposit + AVD stamp duty HK$661,503 · Scale 2, in force from 26 Feb 2026)