LTV · monthly repayment
▼ 0.50% · 3.625%
HK$40,225
−HK$2,522/mo
▼ 0.25% · 3.875%
HK$41,476
−HK$1,271/mo
Today · 4.125%
HK$42,747
baseline
▲ 0.50% · 4.625%
HK$45,348
+HK$2,601/mo
Deposit HK$8.82M · loan HK$8.82M · min. income ≈ HK$85,494/mo (50% DSR)
Upfront cash ≈ HK$9.48M (deposit + AVD stamp duty HK$661,520 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,750
−HK$2,417/mo
▼ 0.25% · 3.875%
HK$45,950
−HK$1,217/mo
Today · 4.125%
HK$47,167
baseline
▲ 0.50% · 4.625%
HK$49,654
+HK$2,487/mo
Deposit HK$8.82M · loan HK$8.82M · min. income ≈ HK$94,334/mo (50% DSR)
Upfront cash ≈ HK$9.48M (deposit + AVD stamp duty HK$661,520 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,270
−HK$3,027/mo
▼ 0.25% · 3.875%
HK$49,771
−HK$1,526/mo
Today · 4.125%
HK$51,297
baseline
▲ 0.50% · 4.625%
HK$54,418
+HK$3,121/mo
Deposit HK$7.06M · loan HK$10.58M · min. income ≈ HK$102,594/mo (50% DSR)
Upfront cash ≈ HK$7.72M (deposit + AVD stamp duty HK$661,520 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,700
−HK$2,901/mo
▼ 0.25% · 3.875%
HK$55,140
−HK$1,461/mo
Today · 4.125%
HK$56,601
baseline
▲ 0.50% · 4.625%
HK$59,584
+HK$2,983/mo
Deposit HK$7.06M · loan HK$10.58M · min. income ≈ HK$113,202/mo (50% DSR)
Upfront cash ≈ HK$7.72M (deposit + AVD stamp duty HK$661,520 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,315
−HK$3,531/mo
▼ 0.25% · 3.875%
HK$58,067
−HK$1,779/mo
Today · 4.125%
HK$59,846
baseline
▲ 0.50% · 4.625%
HK$63,488
+HK$3,642/mo
Deposit HK$5.29M · loan HK$12.35M · min. income ≈ HK$119,692/mo (50% DSR)
Upfront cash ≈ HK$5.95M (deposit + AVD stamp duty HK$661,520 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,650
−HK$3,384/mo
▼ 0.25% · 3.875%
HK$64,330
−HK$1,704/mo
Today · 4.125%
HK$66,034
baseline
▲ 0.50% · 4.625%
HK$69,515
+HK$3,481/mo
Deposit HK$5.29M · loan HK$12.35M · min. income ≈ HK$132,068/mo (50% DSR)
Upfront cash ≈ HK$5.95M (deposit + AVD stamp duty HK$661,520 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,405
−HK$4,540/mo
▼ 0.25% · 3.875%
HK$74,657
−HK$2,288/mo
Today · 4.125%
HK$76,945
baseline
▲ 0.50% · 4.625%
HK$81,627
+HK$4,682/mo
Deposit HK$1.76M · loan HK$15.88M · min. income ≈ HK$153,890/mo (50% DSR)
Upfront cash ≈ HK$2.43M (deposit + AVD stamp duty HK$661,520 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,550
−HK$4,351/mo
▼ 0.25% · 3.875%
HK$82,710
−HK$2,191/mo
Today · 4.125%
HK$84,901
baseline
▲ 0.50% · 4.625%
HK$89,377
+HK$4,476/mo
Deposit HK$1.76M · loan HK$15.88M · min. income ≈ HK$169,802/mo (50% DSR)
Upfront cash ≈ HK$2.43M (deposit + AVD stamp duty HK$661,520 · Scale 2, in force from 26 Feb 2026)