LTV · monthly repayment
▼ 0.50% · 3.625%
HK$40,225
−HK$2,523/mo
▼ 0.25% · 3.875%
HK$41,476
−HK$1,272/mo
Today · 4.125%
HK$42,748
baseline
▲ 0.50% · 4.625%
HK$45,349
+HK$2,601/mo
Deposit HK$8.82M · loan HK$8.82M · min. income ≈ HK$85,496/mo (50% DSR)
Upfront cash ≈ HK$9.48M (deposit + AVD stamp duty HK$661,524 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,750
−HK$2,418/mo
▼ 0.25% · 3.875%
HK$45,950
−HK$1,218/mo
Today · 4.125%
HK$47,168
baseline
▲ 0.50% · 4.625%
HK$49,654
+HK$2,486/mo
Deposit HK$8.82M · loan HK$8.82M · min. income ≈ HK$94,336/mo (50% DSR)
Upfront cash ≈ HK$9.48M (deposit + AVD stamp duty HK$661,524 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,270
−HK$3,027/mo
▼ 0.25% · 3.875%
HK$49,772
−HK$1,525/mo
Today · 4.125%
HK$51,297
baseline
▲ 0.50% · 4.625%
HK$54,418
+HK$3,121/mo
Deposit HK$7.06M · loan HK$10.58M · min. income ≈ HK$102,594/mo (50% DSR)
Upfront cash ≈ HK$7.72M (deposit + AVD stamp duty HK$661,524 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,700
−HK$2,901/mo
▼ 0.25% · 3.875%
HK$55,140
−HK$1,461/mo
Today · 4.125%
HK$56,601
baseline
▲ 0.50% · 4.625%
HK$59,585
+HK$2,984/mo
Deposit HK$7.06M · loan HK$10.58M · min. income ≈ HK$113,202/mo (50% DSR)
Upfront cash ≈ HK$7.72M (deposit + AVD stamp duty HK$661,524 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,315
−HK$3,532/mo
▼ 0.25% · 3.875%
HK$58,067
−HK$1,780/mo
Today · 4.125%
HK$59,847
baseline
▲ 0.50% · 4.625%
HK$63,488
+HK$3,641/mo
Deposit HK$5.29M · loan HK$12.35M · min. income ≈ HK$119,694/mo (50% DSR)
Upfront cash ≈ HK$5.95M (deposit + AVD stamp duty HK$661,524 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,650
−HK$3,385/mo
▼ 0.25% · 3.875%
HK$64,330
−HK$1,705/mo
Today · 4.125%
HK$66,035
baseline
▲ 0.50% · 4.625%
HK$69,516
+HK$3,481/mo
Deposit HK$5.29M · loan HK$12.35M · min. income ≈ HK$132,070/mo (50% DSR)
Upfront cash ≈ HK$5.95M (deposit + AVD stamp duty HK$661,524 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,405
−HK$4,541/mo
▼ 0.25% · 3.875%
HK$74,657
−HK$2,289/mo
Today · 4.125%
HK$76,946
baseline
▲ 0.50% · 4.625%
HK$81,628
+HK$4,682/mo
Deposit HK$1.76M · loan HK$15.88M · min. income ≈ HK$153,892/mo (50% DSR)
Upfront cash ≈ HK$2.43M (deposit + AVD stamp duty HK$661,524 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,550
−HK$4,352/mo
▼ 0.25% · 3.875%
HK$82,710
−HK$2,192/mo
Today · 4.125%
HK$84,902
baseline
▲ 0.50% · 4.625%
HK$89,377
+HK$4,475/mo
Deposit HK$1.76M · loan HK$15.88M · min. income ≈ HK$169,804/mo (50% DSR)
Upfront cash ≈ HK$2.43M (deposit + AVD stamp duty HK$661,524 · Scale 2, in force from 26 Feb 2026)