LTV · monthly repayment
▼ 0.50% · 3.625%
HK$40,227
−HK$2,522/mo
▼ 0.25% · 3.875%
HK$41,478
−HK$1,271/mo
Today · 4.125%
HK$42,749
baseline
▲ 0.50% · 4.625%
HK$45,351
+HK$2,602/mo
Deposit HK$8.82M · loan HK$8.82M · min. income ≈ HK$85,498/mo (50% DSR)
Upfront cash ≈ HK$9.48M (deposit + AVD stamp duty HK$661,551 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,752
−HK$2,418/mo
▼ 0.25% · 3.875%
HK$45,952
−HK$1,218/mo
Today · 4.125%
HK$47,170
baseline
▲ 0.50% · 4.625%
HK$49,656
+HK$2,486/mo
Deposit HK$8.82M · loan HK$8.82M · min. income ≈ HK$94,340/mo (50% DSR)
Upfront cash ≈ HK$9.48M (deposit + AVD stamp duty HK$661,551 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,272
−HK$3,027/mo
▼ 0.25% · 3.875%
HK$49,774
−HK$1,525/mo
Today · 4.125%
HK$51,299
baseline
▲ 0.50% · 4.625%
HK$54,421
+HK$3,122/mo
Deposit HK$7.06M · loan HK$10.58M · min. income ≈ HK$102,598/mo (50% DSR)
Upfront cash ≈ HK$7.72M (deposit + AVD stamp duty HK$661,551 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,702
−HK$2,902/mo
▼ 0.25% · 3.875%
HK$55,143
−HK$1,461/mo
Today · 4.125%
HK$56,604
baseline
▲ 0.50% · 4.625%
HK$59,587
+HK$2,983/mo
Deposit HK$7.06M · loan HK$10.58M · min. income ≈ HK$113,208/mo (50% DSR)
Upfront cash ≈ HK$7.72M (deposit + AVD stamp duty HK$661,551 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,317
−HK$3,532/mo
▼ 0.25% · 3.875%
HK$58,069
−HK$1,780/mo
Today · 4.125%
HK$59,849
baseline
▲ 0.50% · 4.625%
HK$63,491
+HK$3,642/mo
Deposit HK$5.29M · loan HK$12.35M · min. income ≈ HK$119,698/mo (50% DSR)
Upfront cash ≈ HK$5.95M (deposit + AVD stamp duty HK$661,551 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,653
−HK$3,385/mo
▼ 0.25% · 3.875%
HK$64,333
−HK$1,705/mo
Today · 4.125%
HK$66,038
baseline
▲ 0.50% · 4.625%
HK$69,519
+HK$3,481/mo
Deposit HK$5.29M · loan HK$12.35M · min. income ≈ HK$132,076/mo (50% DSR)
Upfront cash ≈ HK$5.95M (deposit + AVD stamp duty HK$661,551 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,408
−HK$4,541/mo
▼ 0.25% · 3.875%
HK$74,661
−HK$2,288/mo
Today · 4.125%
HK$76,949
baseline
▲ 0.50% · 4.625%
HK$81,631
+HK$4,682/mo
Deposit HK$1.76M · loan HK$15.88M · min. income ≈ HK$153,898/mo (50% DSR)
Upfront cash ≈ HK$2.43M (deposit + AVD stamp duty HK$661,551 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,553
−HK$4,352/mo
▼ 0.25% · 3.875%
HK$82,714
−HK$2,191/mo
Today · 4.125%
HK$84,905
baseline
▲ 0.50% · 4.625%
HK$89,381
+HK$4,476/mo
Deposit HK$1.76M · loan HK$15.88M · min. income ≈ HK$169,810/mo (50% DSR)
Upfront cash ≈ HK$2.43M (deposit + AVD stamp duty HK$661,551 · Scale 2, in force from 26 Feb 2026)