LTV · monthly repayment
▼ 0.50% · 3.625%
HK$40,228
−HK$2,523/mo
▼ 0.25% · 3.875%
HK$41,480
−HK$1,271/mo
Today · 4.125%
HK$42,751
baseline
▲ 0.50% · 4.625%
HK$45,352
+HK$2,601/mo
Deposit HK$8.82M · loan HK$8.82M · min. income ≈ HK$85,502/mo (50% DSR)
Upfront cash ≈ HK$9.48M (deposit + AVD stamp duty HK$661,579 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,754
−HK$2,418/mo
▼ 0.25% · 3.875%
HK$45,954
−HK$1,218/mo
Today · 4.125%
HK$47,172
baseline
▲ 0.50% · 4.625%
HK$49,658
+HK$2,486/mo
Deposit HK$8.82M · loan HK$8.82M · min. income ≈ HK$94,344/mo (50% DSR)
Upfront cash ≈ HK$9.48M (deposit + AVD stamp duty HK$661,579 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,274
−HK$3,027/mo
▼ 0.25% · 3.875%
HK$49,776
−HK$1,525/mo
Today · 4.125%
HK$51,301
baseline
▲ 0.50% · 4.625%
HK$54,423
+HK$3,122/mo
Deposit HK$7.06M · loan HK$10.59M · min. income ≈ HK$102,602/mo (50% DSR)
Upfront cash ≈ HK$7.72M (deposit + AVD stamp duty HK$661,579 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,705
−HK$2,901/mo
▼ 0.25% · 3.875%
HK$55,145
−HK$1,461/mo
Today · 4.125%
HK$56,606
baseline
▲ 0.50% · 4.625%
HK$59,590
+HK$2,984/mo
Deposit HK$7.06M · loan HK$10.59M · min. income ≈ HK$113,212/mo (50% DSR)
Upfront cash ≈ HK$7.72M (deposit + AVD stamp duty HK$661,579 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,320
−HK$3,532/mo
▼ 0.25% · 3.875%
HK$58,072
−HK$1,780/mo
Today · 4.125%
HK$59,852
baseline
▲ 0.50% · 4.625%
HK$63,493
+HK$3,641/mo
Deposit HK$5.29M · loan HK$12.35M · min. income ≈ HK$119,704/mo (50% DSR)
Upfront cash ≈ HK$5.95M (deposit + AVD stamp duty HK$661,579 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,655
−HK$3,385/mo
▼ 0.25% · 3.875%
HK$64,336
−HK$1,704/mo
Today · 4.125%
HK$66,040
baseline
▲ 0.50% · 4.625%
HK$69,521
+HK$3,481/mo
Deposit HK$5.29M · loan HK$12.35M · min. income ≈ HK$132,080/mo (50% DSR)
Upfront cash ≈ HK$5.95M (deposit + AVD stamp duty HK$661,579 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,411
−HK$4,541/mo
▼ 0.25% · 3.875%
HK$74,664
−HK$2,288/mo
Today · 4.125%
HK$76,952
baseline
▲ 0.50% · 4.625%
HK$81,634
+HK$4,682/mo
Deposit HK$1.76M · loan HK$15.88M · min. income ≈ HK$153,904/mo (50% DSR)
Upfront cash ≈ HK$2.43M (deposit + AVD stamp duty HK$661,579 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,557
−HK$4,352/mo
▼ 0.25% · 3.875%
HK$82,717
−HK$2,192/mo
Today · 4.125%
HK$84,909
baseline
▲ 0.50% · 4.625%
HK$89,385
+HK$4,476/mo
Deposit HK$1.76M · loan HK$15.88M · min. income ≈ HK$169,818/mo (50% DSR)
Upfront cash ≈ HK$2.43M (deposit + AVD stamp duty HK$661,579 · Scale 2, in force from 26 Feb 2026)