LTV · monthly repayment
▼ 0.50% · 3.625%
HK$40,229
−HK$2,523/mo
▼ 0.25% · 3.875%
HK$41,481
−HK$1,271/mo
Today · 4.125%
HK$42,752
baseline
▲ 0.50% · 4.625%
HK$45,353
+HK$2,601/mo
Deposit HK$8.82M · loan HK$8.82M · min. income ≈ HK$85,504/mo (50% DSR)
Upfront cash ≈ HK$9.48M (deposit + AVD stamp duty HK$661,590 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,755
−HK$2,418/mo
▼ 0.25% · 3.875%
HK$45,955
−HK$1,218/mo
Today · 4.125%
HK$47,173
baseline
▲ 0.50% · 4.625%
HK$49,659
+HK$2,486/mo
Deposit HK$8.82M · loan HK$8.82M · min. income ≈ HK$94,346/mo (50% DSR)
Upfront cash ≈ HK$9.48M (deposit + AVD stamp duty HK$661,590 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,275
−HK$3,027/mo
▼ 0.25% · 3.875%
HK$49,777
−HK$1,525/mo
Today · 4.125%
HK$51,302
baseline
▲ 0.50% · 4.625%
HK$54,424
+HK$3,122/mo
Deposit HK$7.06M · loan HK$10.59M · min. income ≈ HK$102,604/mo (50% DSR)
Upfront cash ≈ HK$7.72M (deposit + AVD stamp duty HK$661,590 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,705
−HK$2,902/mo
▼ 0.25% · 3.875%
HK$55,146
−HK$1,461/mo
Today · 4.125%
HK$56,607
baseline
▲ 0.50% · 4.625%
HK$59,591
+HK$2,984/mo
Deposit HK$7.06M · loan HK$10.59M · min. income ≈ HK$113,214/mo (50% DSR)
Upfront cash ≈ HK$7.72M (deposit + AVD stamp duty HK$661,590 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,321
−HK$3,532/mo
▼ 0.25% · 3.875%
HK$58,073
−HK$1,780/mo
Today · 4.125%
HK$59,853
baseline
▲ 0.50% · 4.625%
HK$63,495
+HK$3,642/mo
Deposit HK$5.29M · loan HK$12.35M · min. income ≈ HK$119,706/mo (50% DSR)
Upfront cash ≈ HK$5.95M (deposit + AVD stamp duty HK$661,590 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,656
−HK$3,386/mo
▼ 0.25% · 3.875%
HK$64,337
−HK$1,705/mo
Today · 4.125%
HK$66,042
baseline
▲ 0.50% · 4.625%
HK$69,523
+HK$3,481/mo
Deposit HK$5.29M · loan HK$12.35M · min. income ≈ HK$132,084/mo (50% DSR)
Upfront cash ≈ HK$5.95M (deposit + AVD stamp duty HK$661,590 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,413
−HK$4,540/mo
▼ 0.25% · 3.875%
HK$74,665
−HK$2,288/mo
Today · 4.125%
HK$76,953
baseline
▲ 0.50% · 4.625%
HK$81,636
+HK$4,683/mo
Deposit HK$1.76M · loan HK$15.88M · min. income ≈ HK$153,906/mo (50% DSR)
Upfront cash ≈ HK$2.43M (deposit + AVD stamp duty HK$661,590 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,558
−HK$4,353/mo
▼ 0.25% · 3.875%
HK$82,719
−HK$2,192/mo
Today · 4.125%
HK$84,911
baseline
▲ 0.50% · 4.625%
HK$89,386
+HK$4,475/mo
Deposit HK$1.76M · loan HK$15.88M · min. income ≈ HK$169,822/mo (50% DSR)
Upfront cash ≈ HK$2.43M (deposit + AVD stamp duty HK$661,590 · Scale 2, in force from 26 Feb 2026)