LTV · monthly repayment
▼ 0.50% · 3.625%
HK$40,230
−HK$2,523/mo
▼ 0.25% · 3.875%
HK$41,481
−HK$1,272/mo
Today · 4.125%
HK$42,753
baseline
▲ 0.50% · 4.625%
HK$45,354
+HK$2,601/mo
Deposit HK$8.82M · loan HK$8.82M · min. income ≈ HK$85,506/mo (50% DSR)
Upfront cash ≈ HK$9.48M (deposit + AVD stamp duty HK$661,603 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,755
−HK$2,418/mo
▼ 0.25% · 3.875%
HK$45,956
−HK$1,217/mo
Today · 4.125%
HK$47,173
baseline
▲ 0.50% · 4.625%
HK$49,660
+HK$2,487/mo
Deposit HK$8.82M · loan HK$8.82M · min. income ≈ HK$94,346/mo (50% DSR)
Upfront cash ≈ HK$9.48M (deposit + AVD stamp duty HK$661,603 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,276
−HK$3,027/mo
▼ 0.25% · 3.875%
HK$49,778
−HK$1,525/mo
Today · 4.125%
HK$51,303
baseline
▲ 0.50% · 4.625%
HK$54,425
+HK$3,122/mo
Deposit HK$7.06M · loan HK$10.59M · min. income ≈ HK$102,606/mo (50% DSR)
Upfront cash ≈ HK$7.72M (deposit + AVD stamp duty HK$661,603 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,706
−HK$2,902/mo
▼ 0.25% · 3.875%
HK$55,147
−HK$1,461/mo
Today · 4.125%
HK$56,608
baseline
▲ 0.50% · 4.625%
HK$59,592
+HK$2,984/mo
Deposit HK$7.06M · loan HK$10.59M · min. income ≈ HK$113,216/mo (50% DSR)
Upfront cash ≈ HK$7.72M (deposit + AVD stamp duty HK$661,603 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,322
−HK$3,532/mo
▼ 0.25% · 3.875%
HK$58,074
−HK$1,780/mo
Today · 4.125%
HK$59,854
baseline
▲ 0.50% · 4.625%
HK$63,496
+HK$3,642/mo
Deposit HK$5.29M · loan HK$12.35M · min. income ≈ HK$119,708/mo (50% DSR)
Upfront cash ≈ HK$5.95M (deposit + AVD stamp duty HK$661,603 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,658
−HK$3,385/mo
▼ 0.25% · 3.875%
HK$64,338
−HK$1,705/mo
Today · 4.125%
HK$66,043
baseline
▲ 0.50% · 4.625%
HK$69,524
+HK$3,481/mo
Deposit HK$5.29M · loan HK$12.35M · min. income ≈ HK$132,086/mo (50% DSR)
Upfront cash ≈ HK$5.95M (deposit + AVD stamp duty HK$661,603 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,414
−HK$4,541/mo
▼ 0.25% · 3.875%
HK$74,666
−HK$2,289/mo
Today · 4.125%
HK$76,955
baseline
▲ 0.50% · 4.625%
HK$81,637
+HK$4,682/mo
Deposit HK$1.76M · loan HK$15.88M · min. income ≈ HK$153,910/mo (50% DSR)
Upfront cash ≈ HK$2.43M (deposit + AVD stamp duty HK$661,603 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,560
−HK$4,352/mo
▼ 0.25% · 3.875%
HK$82,720
−HK$2,192/mo
Today · 4.125%
HK$84,912
baseline
▲ 0.50% · 4.625%
HK$89,388
+HK$4,476/mo
Deposit HK$1.76M · loan HK$15.88M · min. income ≈ HK$169,824/mo (50% DSR)
Upfront cash ≈ HK$2.43M (deposit + AVD stamp duty HK$661,603 · Scale 2, in force from 26 Feb 2026)