LTV · monthly repayment
▼ 0.50% · 3.625%
HK$40,233
−HK$2,523/mo
▼ 0.25% · 3.875%
HK$41,484
−HK$1,272/mo
Today · 4.125%
HK$42,756
baseline
▲ 0.50% · 4.625%
HK$45,357
+HK$2,601/mo
Deposit HK$8.82M · loan HK$8.82M · min. income ≈ HK$85,512/mo (50% DSR)
Upfront cash ≈ HK$9.48M (deposit + AVD stamp duty HK$661,649 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,759
−HK$2,418/mo
▼ 0.25% · 3.875%
HK$45,959
−HK$1,218/mo
Today · 4.125%
HK$47,177
baseline
▲ 0.50% · 4.625%
HK$49,663
+HK$2,486/mo
Deposit HK$8.82M · loan HK$8.82M · min. income ≈ HK$94,354/mo (50% DSR)
Upfront cash ≈ HK$9.48M (deposit + AVD stamp duty HK$661,649 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,279
−HK$3,028/mo
▼ 0.25% · 3.875%
HK$49,781
−HK$1,526/mo
Today · 4.125%
HK$51,307
baseline
▲ 0.50% · 4.625%
HK$54,429
+HK$3,122/mo
Deposit HK$7.06M · loan HK$10.59M · min. income ≈ HK$102,614/mo (50% DSR)
Upfront cash ≈ HK$7.72M (deposit + AVD stamp duty HK$661,649 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,710
−HK$2,902/mo
▼ 0.25% · 3.875%
HK$55,151
−HK$1,461/mo
Today · 4.125%
HK$56,612
baseline
▲ 0.50% · 4.625%
HK$59,596
+HK$2,984/mo
Deposit HK$7.06M · loan HK$10.59M · min. income ≈ HK$113,224/mo (50% DSR)
Upfront cash ≈ HK$7.72M (deposit + AVD stamp duty HK$661,649 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,326
−HK$3,532/mo
▼ 0.25% · 3.875%
HK$58,078
−HK$1,780/mo
Today · 4.125%
HK$59,858
baseline
▲ 0.50% · 4.625%
HK$63,500
+HK$3,642/mo
Deposit HK$5.29M · loan HK$12.35M · min. income ≈ HK$119,716/mo (50% DSR)
Upfront cash ≈ HK$5.95M (deposit + AVD stamp duty HK$661,649 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,662
−HK$3,385/mo
▼ 0.25% · 3.875%
HK$64,343
−HK$1,704/mo
Today · 4.125%
HK$66,047
baseline
▲ 0.50% · 4.625%
HK$69,529
+HK$3,482/mo
Deposit HK$5.29M · loan HK$12.35M · min. income ≈ HK$132,094/mo (50% DSR)
Upfront cash ≈ HK$5.95M (deposit + AVD stamp duty HK$661,649 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,419
−HK$4,541/mo
▼ 0.25% · 3.875%
HK$74,672
−HK$2,288/mo
Today · 4.125%
HK$76,960
baseline
▲ 0.50% · 4.625%
HK$81,643
+HK$4,683/mo
Deposit HK$1.76M · loan HK$15.88M · min. income ≈ HK$153,920/mo (50% DSR)
Upfront cash ≈ HK$2.43M (deposit + AVD stamp duty HK$661,649 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,565
−HK$4,353/mo
▼ 0.25% · 3.875%
HK$82,726
−HK$2,192/mo
Today · 4.125%
HK$84,918
baseline
▲ 0.50% · 4.625%
HK$89,394
+HK$4,476/mo
Deposit HK$1.76M · loan HK$15.88M · min. income ≈ HK$169,836/mo (50% DSR)
Upfront cash ≈ HK$2.43M (deposit + AVD stamp duty HK$661,649 · Scale 2, in force from 26 Feb 2026)