LTV · monthly repayment
▼ 0.50% · 3.625%
HK$40,236
−HK$2,523/mo
▼ 0.25% · 3.875%
HK$41,487
−HK$1,272/mo
Today · 4.125%
HK$42,759
baseline
▲ 0.50% · 4.625%
HK$45,361
+HK$2,602/mo
Deposit HK$8.82M · loan HK$8.82M · min. income ≈ HK$85,518/mo (50% DSR)
Upfront cash ≈ HK$9.48M (deposit + AVD stamp duty HK$661,700 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,762
−HK$2,418/mo
▼ 0.25% · 3.875%
HK$45,963
−HK$1,217/mo
Today · 4.125%
HK$47,180
baseline
▲ 0.50% · 4.625%
HK$49,667
+HK$2,487/mo
Deposit HK$8.82M · loan HK$8.82M · min. income ≈ HK$94,360/mo (50% DSR)
Upfront cash ≈ HK$9.48M (deposit + AVD stamp duty HK$661,700 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,283
−HK$3,028/mo
▼ 0.25% · 3.875%
HK$49,785
−HK$1,526/mo
Today · 4.125%
HK$51,311
baseline
▲ 0.50% · 4.625%
HK$54,433
+HK$3,122/mo
Deposit HK$7.06M · loan HK$10.59M · min. income ≈ HK$102,622/mo (50% DSR)
Upfront cash ≈ HK$7.72M (deposit + AVD stamp duty HK$661,700 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,714
−HK$2,902/mo
▼ 0.25% · 3.875%
HK$55,155
−HK$1,461/mo
Today · 4.125%
HK$56,616
baseline
▲ 0.50% · 4.625%
HK$59,601
+HK$2,985/mo
Deposit HK$7.06M · loan HK$10.59M · min. income ≈ HK$113,232/mo (50% DSR)
Upfront cash ≈ HK$7.72M (deposit + AVD stamp duty HK$661,700 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,330
−HK$3,533/mo
▼ 0.25% · 3.875%
HK$58,082
−HK$1,781/mo
Today · 4.125%
HK$59,863
baseline
▲ 0.50% · 4.625%
HK$63,505
+HK$3,642/mo
Deposit HK$5.29M · loan HK$12.35M · min. income ≈ HK$119,726/mo (50% DSR)
Upfront cash ≈ HK$5.96M (deposit + AVD stamp duty HK$661,700 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,667
−HK$3,386/mo
▼ 0.25% · 3.875%
HK$64,348
−HK$1,705/mo
Today · 4.125%
HK$66,053
baseline
▲ 0.50% · 4.625%
HK$69,534
+HK$3,481/mo
Deposit HK$5.29M · loan HK$12.35M · min. income ≈ HK$132,106/mo (50% DSR)
Upfront cash ≈ HK$5.96M (deposit + AVD stamp duty HK$661,700 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,425
−HK$4,541/mo
▼ 0.25% · 3.875%
HK$74,677
−HK$2,289/mo
Today · 4.125%
HK$76,966
baseline
▲ 0.50% · 4.625%
HK$81,649
+HK$4,683/mo
Deposit HK$1.76M · loan HK$15.88M · min. income ≈ HK$153,932/mo (50% DSR)
Upfront cash ≈ HK$2.43M (deposit + AVD stamp duty HK$661,700 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,572
−HK$4,353/mo
▼ 0.25% · 3.875%
HK$82,733
−HK$2,192/mo
Today · 4.125%
HK$84,925
baseline
▲ 0.50% · 4.625%
HK$89,401
+HK$4,476/mo
Deposit HK$1.76M · loan HK$15.88M · min. income ≈ HK$169,850/mo (50% DSR)
Upfront cash ≈ HK$2.43M (deposit + AVD stamp duty HK$661,700 · Scale 2, in force from 26 Feb 2026)