LTV · monthly repayment
▼ 0.50% · 3.625%
HK$40,238
−HK$2,523/mo
▼ 0.25% · 3.875%
HK$41,490
−HK$1,271/mo
Today · 4.125%
HK$42,761
baseline
▲ 0.50% · 4.625%
HK$45,363
+HK$2,602/mo
Deposit HK$8.82M · loan HK$8.82M · min. income ≈ HK$85,522/mo (50% DSR)
Upfront cash ≈ HK$9.48M (deposit + AVD stamp duty HK$661,736 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,764
−HK$2,419/mo
▼ 0.25% · 3.875%
HK$45,965
−HK$1,218/mo
Today · 4.125%
HK$47,183
baseline
▲ 0.50% · 4.625%
HK$49,670
+HK$2,487/mo
Deposit HK$8.82M · loan HK$8.82M · min. income ≈ HK$94,366/mo (50% DSR)
Upfront cash ≈ HK$9.48M (deposit + AVD stamp duty HK$661,736 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,286
−HK$3,028/mo
▼ 0.25% · 3.875%
HK$49,788
−HK$1,526/mo
Today · 4.125%
HK$51,314
baseline
▲ 0.50% · 4.625%
HK$54,436
+HK$3,122/mo
Deposit HK$7.06M · loan HK$10.59M · min. income ≈ HK$102,628/mo (50% DSR)
Upfront cash ≈ HK$7.72M (deposit + AVD stamp duty HK$661,736 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,717
−HK$2,902/mo
▼ 0.25% · 3.875%
HK$55,158
−HK$1,461/mo
Today · 4.125%
HK$56,619
baseline
▲ 0.50% · 4.625%
HK$59,604
+HK$2,985/mo
Deposit HK$7.06M · loan HK$10.59M · min. income ≈ HK$113,238/mo (50% DSR)
Upfront cash ≈ HK$7.72M (deposit + AVD stamp duty HK$661,736 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,333
−HK$3,533/mo
▼ 0.25% · 3.875%
HK$58,086
−HK$1,780/mo
Today · 4.125%
HK$59,866
baseline
▲ 0.50% · 4.625%
HK$63,509
+HK$3,643/mo
Deposit HK$5.29M · loan HK$12.35M · min. income ≈ HK$119,732/mo (50% DSR)
Upfront cash ≈ HK$5.96M (deposit + AVD stamp duty HK$661,736 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,670
−HK$3,386/mo
▼ 0.25% · 3.875%
HK$64,351
−HK$1,705/mo
Today · 4.125%
HK$66,056
baseline
▲ 0.50% · 4.625%
HK$69,538
+HK$3,482/mo
Deposit HK$5.29M · loan HK$12.35M · min. income ≈ HK$132,112/mo (50% DSR)
Upfront cash ≈ HK$5.96M (deposit + AVD stamp duty HK$661,736 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,428
−HK$4,542/mo
▼ 0.25% · 3.875%
HK$74,681
−HK$2,289/mo
Today · 4.125%
HK$76,970
baseline
▲ 0.50% · 4.625%
HK$81,654
+HK$4,684/mo
Deposit HK$1.76M · loan HK$15.88M · min. income ≈ HK$153,940/mo (50% DSR)
Upfront cash ≈ HK$2.43M (deposit + AVD stamp duty HK$661,736 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,576
−HK$4,353/mo
▼ 0.25% · 3.875%
HK$82,737
−HK$2,192/mo
Today · 4.125%
HK$84,929
baseline
▲ 0.50% · 4.625%
HK$89,406
+HK$4,477/mo
Deposit HK$1.76M · loan HK$15.88M · min. income ≈ HK$169,858/mo (50% DSR)
Upfront cash ≈ HK$2.43M (deposit + AVD stamp duty HK$661,736 · Scale 2, in force from 26 Feb 2026)