LTV · monthly repayment
▼ 0.50% · 3.625%
HK$40,239
−HK$2,524/mo
▼ 0.25% · 3.875%
HK$41,491
−HK$1,272/mo
Today · 4.125%
HK$42,763
baseline
▲ 0.50% · 4.625%
HK$45,365
+HK$2,602/mo
Deposit HK$8.82M · loan HK$8.82M · min. income ≈ HK$85,526/mo (50% DSR)
Upfront cash ≈ HK$9.49M (deposit + AVD stamp duty HK$661,757 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,766
−HK$2,418/mo
▼ 0.25% · 3.875%
HK$45,966
−HK$1,218/mo
Today · 4.125%
HK$47,184
baseline
▲ 0.50% · 4.625%
HK$49,672
+HK$2,488/mo
Deposit HK$8.82M · loan HK$8.82M · min. income ≈ HK$94,368/mo (50% DSR)
Upfront cash ≈ HK$9.49M (deposit + AVD stamp duty HK$661,757 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,287
−HK$3,028/mo
▼ 0.25% · 3.875%
HK$49,789
−HK$1,526/mo
Today · 4.125%
HK$51,315
baseline
▲ 0.50% · 4.625%
HK$54,438
+HK$3,123/mo
Deposit HK$7.06M · loan HK$10.59M · min. income ≈ HK$102,630/mo (50% DSR)
Upfront cash ≈ HK$7.72M (deposit + AVD stamp duty HK$661,757 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,719
−HK$2,902/mo
▼ 0.25% · 3.875%
HK$55,160
−HK$1,461/mo
Today · 4.125%
HK$56,621
baseline
▲ 0.50% · 4.625%
HK$59,606
+HK$2,985/mo
Deposit HK$7.06M · loan HK$10.59M · min. income ≈ HK$113,242/mo (50% DSR)
Upfront cash ≈ HK$7.72M (deposit + AVD stamp duty HK$661,757 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,335
−HK$3,533/mo
▼ 0.25% · 3.875%
HK$58,087
−HK$1,781/mo
Today · 4.125%
HK$59,868
baseline
▲ 0.50% · 4.625%
HK$63,511
+HK$3,643/mo
Deposit HK$5.29M · loan HK$12.35M · min. income ≈ HK$119,736/mo (50% DSR)
Upfront cash ≈ HK$5.96M (deposit + AVD stamp duty HK$661,757 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,672
−HK$3,386/mo
▼ 0.25% · 3.875%
HK$64,353
−HK$1,705/mo
Today · 4.125%
HK$66,058
baseline
▲ 0.50% · 4.625%
HK$69,540
+HK$3,482/mo
Deposit HK$5.29M · loan HK$12.35M · min. income ≈ HK$132,116/mo (50% DSR)
Upfront cash ≈ HK$5.96M (deposit + AVD stamp duty HK$661,757 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,431
−HK$4,542/mo
▼ 0.25% · 3.875%
HK$74,684
−HK$2,289/mo
Today · 4.125%
HK$76,973
baseline
▲ 0.50% · 4.625%
HK$81,656
+HK$4,683/mo
Deposit HK$1.76M · loan HK$15.88M · min. income ≈ HK$153,946/mo (50% DSR)
Upfront cash ≈ HK$2.43M (deposit + AVD stamp duty HK$661,757 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,578
−HK$4,354/mo
▼ 0.25% · 3.875%
HK$82,740
−HK$2,192/mo
Today · 4.125%
HK$84,932
baseline
▲ 0.50% · 4.625%
HK$89,409
+HK$4,477/mo
Deposit HK$1.76M · loan HK$15.88M · min. income ≈ HK$169,864/mo (50% DSR)
Upfront cash ≈ HK$2.43M (deposit + AVD stamp duty HK$661,757 · Scale 2, in force from 26 Feb 2026)