LTV · monthly repayment
▼ 0.50% · 3.625%
HK$40,240
−HK$2,523/mo
▼ 0.25% · 3.875%
HK$41,491
−HK$1,272/mo
Today · 4.125%
HK$42,763
baseline
▲ 0.50% · 4.625%
HK$45,365
+HK$2,602/mo
Deposit HK$8.82M · loan HK$8.82M · min. income ≈ HK$85,526/mo (50% DSR)
Upfront cash ≈ HK$9.49M (deposit + AVD stamp duty HK$661,764 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,766
−HK$2,419/mo
▼ 0.25% · 3.875%
HK$45,967
−HK$1,218/mo
Today · 4.125%
HK$47,185
baseline
▲ 0.50% · 4.625%
HK$49,672
+HK$2,487/mo
Deposit HK$8.82M · loan HK$8.82M · min. income ≈ HK$94,370/mo (50% DSR)
Upfront cash ≈ HK$9.49M (deposit + AVD stamp duty HK$661,764 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,288
−HK$3,028/mo
▼ 0.25% · 3.875%
HK$49,790
−HK$1,526/mo
Today · 4.125%
HK$51,316
baseline
▲ 0.50% · 4.625%
HK$54,438
+HK$3,122/mo
Deposit HK$7.06M · loan HK$10.59M · min. income ≈ HK$102,632/mo (50% DSR)
Upfront cash ≈ HK$7.72M (deposit + AVD stamp duty HK$661,764 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,720
−HK$2,902/mo
▼ 0.25% · 3.875%
HK$55,160
−HK$1,462/mo
Today · 4.125%
HK$56,622
baseline
▲ 0.50% · 4.625%
HK$59,607
+HK$2,985/mo
Deposit HK$7.06M · loan HK$10.59M · min. income ≈ HK$113,244/mo (50% DSR)
Upfront cash ≈ HK$7.72M (deposit + AVD stamp duty HK$661,764 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,336
−HK$3,532/mo
▼ 0.25% · 3.875%
HK$58,088
−HK$1,780/mo
Today · 4.125%
HK$59,868
baseline
▲ 0.50% · 4.625%
HK$63,511
+HK$3,643/mo
Deposit HK$5.29M · loan HK$12.35M · min. income ≈ HK$119,736/mo (50% DSR)
Upfront cash ≈ HK$5.96M (deposit + AVD stamp duty HK$661,764 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,673
−HK$3,386/mo
▼ 0.25% · 3.875%
HK$64,354
−HK$1,705/mo
Today · 4.125%
HK$66,059
baseline
▲ 0.50% · 4.625%
HK$69,541
+HK$3,482/mo
Deposit HK$5.29M · loan HK$12.35M · min. income ≈ HK$132,118/mo (50% DSR)
Upfront cash ≈ HK$5.96M (deposit + AVD stamp duty HK$661,764 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,432
−HK$4,542/mo
▼ 0.25% · 3.875%
HK$74,685
−HK$2,289/mo
Today · 4.125%
HK$76,974
baseline
▲ 0.50% · 4.625%
HK$81,657
+HK$4,683/mo
Deposit HK$1.76M · loan HK$15.88M · min. income ≈ HK$153,948/mo (50% DSR)
Upfront cash ≈ HK$2.43M (deposit + AVD stamp duty HK$661,764 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,579
−HK$4,354/mo
▼ 0.25% · 3.875%
HK$82,740
−HK$2,193/mo
Today · 4.125%
HK$84,933
baseline
▲ 0.50% · 4.625%
HK$89,410
+HK$4,477/mo
Deposit HK$1.76M · loan HK$15.88M · min. income ≈ HK$169,866/mo (50% DSR)
Upfront cash ≈ HK$2.43M (deposit + AVD stamp duty HK$661,764 · Scale 2, in force from 26 Feb 2026)