LTV · monthly repayment
▼ 0.50% · 3.625%
HK$40,240
−HK$2,524/mo
▼ 0.25% · 3.875%
HK$41,492
−HK$1,272/mo
Today · 4.125%
HK$42,764
baseline
▲ 0.50% · 4.625%
HK$45,366
+HK$2,602/mo
Deposit HK$8.82M · loan HK$8.82M · min. income ≈ HK$85,528/mo (50% DSR)
Upfront cash ≈ HK$9.49M (deposit + AVD stamp duty HK$661,775 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,767
−HK$2,419/mo
▼ 0.25% · 3.875%
HK$45,968
−HK$1,218/mo
Today · 4.125%
HK$47,186
baseline
▲ 0.50% · 4.625%
HK$49,673
+HK$2,487/mo
Deposit HK$8.82M · loan HK$8.82M · min. income ≈ HK$94,372/mo (50% DSR)
Upfront cash ≈ HK$9.49M (deposit + AVD stamp duty HK$661,775 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,289
−HK$3,028/mo
▼ 0.25% · 3.875%
HK$49,791
−HK$1,526/mo
Today · 4.125%
HK$51,317
baseline
▲ 0.50% · 4.625%
HK$54,439
+HK$3,122/mo
Deposit HK$7.06M · loan HK$10.59M · min. income ≈ HK$102,634/mo (50% DSR)
Upfront cash ≈ HK$7.72M (deposit + AVD stamp duty HK$661,775 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,721
−HK$2,902/mo
▼ 0.25% · 3.875%
HK$55,161
−HK$1,462/mo
Today · 4.125%
HK$56,623
baseline
▲ 0.50% · 4.625%
HK$59,608
+HK$2,985/mo
Deposit HK$7.06M · loan HK$10.59M · min. income ≈ HK$113,246/mo (50% DSR)
Upfront cash ≈ HK$7.72M (deposit + AVD stamp duty HK$661,775 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,337
−HK$3,532/mo
▼ 0.25% · 3.875%
HK$58,089
−HK$1,780/mo
Today · 4.125%
HK$59,869
baseline
▲ 0.50% · 4.625%
HK$63,512
+HK$3,643/mo
Deposit HK$5.29M · loan HK$12.35M · min. income ≈ HK$119,738/mo (50% DSR)
Upfront cash ≈ HK$5.96M (deposit + AVD stamp duty HK$661,775 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,674
−HK$3,386/mo
▼ 0.25% · 3.875%
HK$64,355
−HK$1,705/mo
Today · 4.125%
HK$66,060
baseline
▲ 0.50% · 4.625%
HK$69,542
+HK$3,482/mo
Deposit HK$5.29M · loan HK$12.35M · min. income ≈ HK$132,120/mo (50% DSR)
Upfront cash ≈ HK$5.96M (deposit + AVD stamp duty HK$661,775 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,433
−HK$4,542/mo
▼ 0.25% · 3.875%
HK$74,686
−HK$2,289/mo
Today · 4.125%
HK$76,975
baseline
▲ 0.50% · 4.625%
HK$81,659
+HK$4,684/mo
Deposit HK$1.76M · loan HK$15.88M · min. income ≈ HK$153,950/mo (50% DSR)
Upfront cash ≈ HK$2.43M (deposit + AVD stamp duty HK$661,775 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,581
−HK$4,353/mo
▼ 0.25% · 3.875%
HK$82,742
−HK$2,192/mo
Today · 4.125%
HK$84,934
baseline
▲ 0.50% · 4.625%
HK$89,411
+HK$4,477/mo
Deposit HK$1.76M · loan HK$15.88M · min. income ≈ HK$169,868/mo (50% DSR)
Upfront cash ≈ HK$2.43M (deposit + AVD stamp duty HK$661,775 · Scale 2, in force from 26 Feb 2026)