LTV · monthly repayment
▼ 0.50% · 3.625%
HK$40,241
−HK$2,523/mo
▼ 0.25% · 3.875%
HK$41,493
−HK$1,271/mo
Today · 4.125%
HK$42,764
baseline
▲ 0.50% · 4.625%
HK$45,367
+HK$2,603/mo
Deposit HK$8.82M · loan HK$8.82M · min. income ≈ HK$85,528/mo (50% DSR)
Upfront cash ≈ HK$9.49M (deposit + AVD stamp duty HK$661,784 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,768
−HK$2,418/mo
▼ 0.25% · 3.875%
HK$45,968
−HK$1,218/mo
Today · 4.125%
HK$47,186
baseline
▲ 0.50% · 4.625%
HK$49,674
+HK$2,488/mo
Deposit HK$8.82M · loan HK$8.82M · min. income ≈ HK$94,372/mo (50% DSR)
Upfront cash ≈ HK$9.49M (deposit + AVD stamp duty HK$661,784 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,289
−HK$3,028/mo
▼ 0.25% · 3.875%
HK$49,791
−HK$1,526/mo
Today · 4.125%
HK$51,317
baseline
▲ 0.50% · 4.625%
HK$54,440
+HK$3,123/mo
Deposit HK$7.06M · loan HK$10.59M · min. income ≈ HK$102,634/mo (50% DSR)
Upfront cash ≈ HK$7.72M (deposit + AVD stamp duty HK$661,784 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,721
−HK$2,903/mo
▼ 0.25% · 3.875%
HK$55,162
−HK$1,462/mo
Today · 4.125%
HK$56,624
baseline
▲ 0.50% · 4.625%
HK$59,608
+HK$2,984/mo
Deposit HK$7.06M · loan HK$10.59M · min. income ≈ HK$113,248/mo (50% DSR)
Upfront cash ≈ HK$7.72M (deposit + AVD stamp duty HK$661,784 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,337
−HK$3,533/mo
▼ 0.25% · 3.875%
HK$58,090
−HK$1,780/mo
Today · 4.125%
HK$59,870
baseline
▲ 0.50% · 4.625%
HK$63,513
+HK$3,643/mo
Deposit HK$5.29M · loan HK$12.35M · min. income ≈ HK$119,740/mo (50% DSR)
Upfront cash ≈ HK$5.96M (deposit + AVD stamp duty HK$661,784 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,675
−HK$3,386/mo
▼ 0.25% · 3.875%
HK$64,356
−HK$1,705/mo
Today · 4.125%
HK$66,061
baseline
▲ 0.50% · 4.625%
HK$69,543
+HK$3,482/mo
Deposit HK$5.29M · loan HK$12.35M · min. income ≈ HK$132,122/mo (50% DSR)
Upfront cash ≈ HK$5.96M (deposit + AVD stamp duty HK$661,784 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,434
−HK$4,542/mo
▼ 0.25% · 3.875%
HK$74,687
−HK$2,289/mo
Today · 4.125%
HK$76,976
baseline
▲ 0.50% · 4.625%
HK$81,660
+HK$4,684/mo
Deposit HK$1.76M · loan HK$15.88M · min. income ≈ HK$153,952/mo (50% DSR)
Upfront cash ≈ HK$2.43M (deposit + AVD stamp duty HK$661,784 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,582
−HK$4,353/mo
▼ 0.25% · 3.875%
HK$82,743
−HK$2,192/mo
Today · 4.125%
HK$84,935
baseline
▲ 0.50% · 4.625%
HK$89,413
+HK$4,478/mo
Deposit HK$1.76M · loan HK$15.88M · min. income ≈ HK$169,870/mo (50% DSR)
Upfront cash ≈ HK$2.43M (deposit + AVD stamp duty HK$661,784 · Scale 2, in force from 26 Feb 2026)