LTV · monthly repayment
▼ 0.50% · 3.625%
HK$40,243
−HK$2,523/mo
▼ 0.25% · 3.875%
HK$41,494
−HK$1,272/mo
Today · 4.125%
HK$42,766
baseline
▲ 0.50% · 4.625%
HK$45,368
+HK$2,602/mo
Deposit HK$8.82M · loan HK$8.82M · min. income ≈ HK$85,532/mo (50% DSR)
Upfront cash ≈ HK$9.49M (deposit + AVD stamp duty HK$661,810 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,769
−HK$2,419/mo
▼ 0.25% · 3.875%
HK$45,970
−HK$1,218/mo
Today · 4.125%
HK$47,188
baseline
▲ 0.50% · 4.625%
HK$49,676
+HK$2,488/mo
Deposit HK$8.82M · loan HK$8.82M · min. income ≈ HK$94,376/mo (50% DSR)
Upfront cash ≈ HK$9.49M (deposit + AVD stamp duty HK$661,810 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,291
−HK$3,028/mo
▼ 0.25% · 3.875%
HK$49,793
−HK$1,526/mo
Today · 4.125%
HK$51,319
baseline
▲ 0.50% · 4.625%
HK$54,442
+HK$3,123/mo
Deposit HK$7.06M · loan HK$10.59M · min. income ≈ HK$102,638/mo (50% DSR)
Upfront cash ≈ HK$7.72M (deposit + AVD stamp duty HK$661,810 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,723
−HK$2,903/mo
▼ 0.25% · 3.875%
HK$55,164
−HK$1,462/mo
Today · 4.125%
HK$56,626
baseline
▲ 0.50% · 4.625%
HK$59,611
+HK$2,985/mo
Deposit HK$7.06M · loan HK$10.59M · min. income ≈ HK$113,252/mo (50% DSR)
Upfront cash ≈ HK$7.72M (deposit + AVD stamp duty HK$661,810 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,340
−HK$3,533/mo
▼ 0.25% · 3.875%
HK$58,092
−HK$1,781/mo
Today · 4.125%
HK$59,873
baseline
▲ 0.50% · 4.625%
HK$63,516
+HK$3,643/mo
Deposit HK$5.29M · loan HK$12.35M · min. income ≈ HK$119,746/mo (50% DSR)
Upfront cash ≈ HK$5.96M (deposit + AVD stamp duty HK$661,810 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,677
−HK$3,386/mo
▼ 0.25% · 3.875%
HK$64,358
−HK$1,705/mo
Today · 4.125%
HK$66,063
baseline
▲ 0.50% · 4.625%
HK$69,546
+HK$3,483/mo
Deposit HK$5.29M · loan HK$12.35M · min. income ≈ HK$132,126/mo (50% DSR)
Upfront cash ≈ HK$5.96M (deposit + AVD stamp duty HK$661,810 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,437
−HK$4,542/mo
▼ 0.25% · 3.875%
HK$74,690
−HK$2,289/mo
Today · 4.125%
HK$76,979
baseline
▲ 0.50% · 4.625%
HK$81,663
+HK$4,684/mo
Deposit HK$1.76M · loan HK$15.88M · min. income ≈ HK$153,958/mo (50% DSR)
Upfront cash ≈ HK$2.43M (deposit + AVD stamp duty HK$661,810 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,585
−HK$4,354/mo
▼ 0.25% · 3.875%
HK$82,746
−HK$2,193/mo
Today · 4.125%
HK$84,939
baseline
▲ 0.50% · 4.625%
HK$89,416
+HK$4,477/mo
Deposit HK$1.76M · loan HK$15.88M · min. income ≈ HK$169,878/mo (50% DSR)
Upfront cash ≈ HK$2.43M (deposit + AVD stamp duty HK$661,810 · Scale 2, in force from 26 Feb 2026)