LTV · monthly repayment
▼ 0.50% · 3.625%
HK$40,244
−HK$2,524/mo
▼ 0.25% · 3.875%
HK$41,496
−HK$1,272/mo
Today · 4.125%
HK$42,768
baseline
▲ 0.50% · 4.625%
HK$45,370
+HK$2,602/mo
Deposit HK$8.82M · loan HK$8.82M · min. income ≈ HK$85,536/mo (50% DSR)
Upfront cash ≈ HK$9.49M (deposit + AVD stamp duty HK$661,835 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,771
−HK$2,419/mo
▼ 0.25% · 3.875%
HK$45,972
−HK$1,218/mo
Today · 4.125%
HK$47,190
baseline
▲ 0.50% · 4.625%
HK$49,677
+HK$2,487/mo
Deposit HK$8.82M · loan HK$8.82M · min. income ≈ HK$94,380/mo (50% DSR)
Upfront cash ≈ HK$9.49M (deposit + AVD stamp duty HK$661,835 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,293
−HK$3,028/mo
▼ 0.25% · 3.875%
HK$49,795
−HK$1,526/mo
Today · 4.125%
HK$51,321
baseline
▲ 0.50% · 4.625%
HK$54,444
+HK$3,123/mo
Deposit HK$7.06M · loan HK$10.59M · min. income ≈ HK$102,642/mo (50% DSR)
Upfront cash ≈ HK$7.72M (deposit + AVD stamp duty HK$661,835 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,725
−HK$2,903/mo
▼ 0.25% · 3.875%
HK$55,166
−HK$1,462/mo
Today · 4.125%
HK$56,628
baseline
▲ 0.50% · 4.625%
HK$59,613
+HK$2,985/mo
Deposit HK$7.06M · loan HK$10.59M · min. income ≈ HK$113,256/mo (50% DSR)
Upfront cash ≈ HK$7.72M (deposit + AVD stamp duty HK$661,835 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,342
−HK$3,533/mo
▼ 0.25% · 3.875%
HK$58,094
−HK$1,781/mo
Today · 4.125%
HK$59,875
baseline
▲ 0.50% · 4.625%
HK$63,518
+HK$3,643/mo
Deposit HK$5.29M · loan HK$12.35M · min. income ≈ HK$119,750/mo (50% DSR)
Upfront cash ≈ HK$5.96M (deposit + AVD stamp duty HK$661,835 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,680
−HK$3,386/mo
▼ 0.25% · 3.875%
HK$64,361
−HK$1,705/mo
Today · 4.125%
HK$66,066
baseline
▲ 0.50% · 4.625%
HK$69,548
+HK$3,482/mo
Deposit HK$5.29M · loan HK$12.35M · min. income ≈ HK$132,132/mo (50% DSR)
Upfront cash ≈ HK$5.96M (deposit + AVD stamp duty HK$661,835 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,439
−HK$4,543/mo
▼ 0.25% · 3.875%
HK$74,693
−HK$2,289/mo
Today · 4.125%
HK$76,982
baseline
▲ 0.50% · 4.625%
HK$81,666
+HK$4,684/mo
Deposit HK$1.76M · loan HK$15.88M · min. income ≈ HK$153,964/mo (50% DSR)
Upfront cash ≈ HK$2.43M (deposit + AVD stamp duty HK$661,835 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,588
−HK$4,354/mo
▼ 0.25% · 3.875%
HK$82,749
−HK$2,193/mo
Today · 4.125%
HK$84,942
baseline
▲ 0.50% · 4.625%
HK$89,419
+HK$4,477/mo
Deposit HK$1.76M · loan HK$15.88M · min. income ≈ HK$169,884/mo (50% DSR)
Upfront cash ≈ HK$2.43M (deposit + AVD stamp duty HK$661,835 · Scale 2, in force from 26 Feb 2026)