LTV · monthly repayment
▼ 0.50% · 3.625%
HK$40,245
−HK$2,524/mo
▼ 0.25% · 3.875%
HK$41,497
−HK$1,272/mo
Today · 4.125%
HK$42,769
baseline
▲ 0.50% · 4.625%
HK$45,371
+HK$2,602/mo
Deposit HK$8.82M · loan HK$8.82M · min. income ≈ HK$85,538/mo (50% DSR)
Upfront cash ≈ HK$9.49M (deposit + AVD stamp duty HK$661,852 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,772
−HK$2,419/mo
▼ 0.25% · 3.875%
HK$45,973
−HK$1,218/mo
Today · 4.125%
HK$47,191
baseline
▲ 0.50% · 4.625%
HK$49,679
+HK$2,488/mo
Deposit HK$8.82M · loan HK$8.82M · min. income ≈ HK$94,382/mo (50% DSR)
Upfront cash ≈ HK$9.49M (deposit + AVD stamp duty HK$661,852 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,294
−HK$3,029/mo
▼ 0.25% · 3.875%
HK$49,796
−HK$1,527/mo
Today · 4.125%
HK$51,323
baseline
▲ 0.50% · 4.625%
HK$54,445
+HK$3,122/mo
Deposit HK$7.06M · loan HK$10.59M · min. income ≈ HK$102,646/mo (50% DSR)
Upfront cash ≈ HK$7.72M (deposit + AVD stamp duty HK$661,852 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,727
−HK$2,902/mo
▼ 0.25% · 3.875%
HK$55,168
−HK$1,461/mo
Today · 4.125%
HK$56,629
baseline
▲ 0.50% · 4.625%
HK$59,614
+HK$2,985/mo
Deposit HK$7.06M · loan HK$10.59M · min. income ≈ HK$113,258/mo (50% DSR)
Upfront cash ≈ HK$7.72M (deposit + AVD stamp duty HK$661,852 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,343
−HK$3,533/mo
▼ 0.25% · 3.875%
HK$58,096
−HK$1,780/mo
Today · 4.125%
HK$59,876
baseline
▲ 0.50% · 4.625%
HK$63,520
+HK$3,644/mo
Deposit HK$5.29M · loan HK$12.35M · min. income ≈ HK$119,752/mo (50% DSR)
Upfront cash ≈ HK$5.96M (deposit + AVD stamp duty HK$661,852 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,681
−HK$3,387/mo
▼ 0.25% · 3.875%
HK$64,362
−HK$1,706/mo
Today · 4.125%
HK$66,068
baseline
▲ 0.50% · 4.625%
HK$69,550
+HK$3,482/mo
Deposit HK$5.29M · loan HK$12.35M · min. income ≈ HK$132,136/mo (50% DSR)
Upfront cash ≈ HK$5.96M (deposit + AVD stamp duty HK$661,852 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,441
−HK$4,543/mo
▼ 0.25% · 3.875%
HK$74,694
−HK$2,290/mo
Today · 4.125%
HK$76,984
baseline
▲ 0.50% · 4.625%
HK$81,668
+HK$4,684/mo
Deposit HK$1.76M · loan HK$15.88M · min. income ≈ HK$153,968/mo (50% DSR)
Upfront cash ≈ HK$2.43M (deposit + AVD stamp duty HK$661,852 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,590
−HK$4,354/mo
▼ 0.25% · 3.875%
HK$82,751
−HK$2,193/mo
Today · 4.125%
HK$84,944
baseline
▲ 0.50% · 4.625%
HK$89,422
+HK$4,478/mo
Deposit HK$1.76M · loan HK$15.88M · min. income ≈ HK$169,888/mo (50% DSR)
Upfront cash ≈ HK$2.43M (deposit + AVD stamp duty HK$661,852 · Scale 2, in force from 26 Feb 2026)