LTV · monthly repayment
▼ 0.50% · 3.625%
HK$40,247
−HK$2,524/mo
▼ 0.25% · 3.875%
HK$41,499
−HK$1,272/mo
Today · 4.125%
HK$42,771
baseline
▲ 0.50% · 4.625%
HK$45,373
+HK$2,602/mo
Deposit HK$8.83M · loan HK$8.83M · min. income ≈ HK$85,542/mo (50% DSR)
Upfront cash ≈ HK$9.49M (deposit + AVD stamp duty HK$661,879 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,774
−HK$2,419/mo
▼ 0.25% · 3.875%
HK$45,975
−HK$1,218/mo
Today · 4.125%
HK$47,193
baseline
▲ 0.50% · 4.625%
HK$49,681
+HK$2,488/mo
Deposit HK$8.83M · loan HK$8.83M · min. income ≈ HK$94,386/mo (50% DSR)
Upfront cash ≈ HK$9.49M (deposit + AVD stamp duty HK$661,879 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,296
−HK$3,029/mo
▼ 0.25% · 3.875%
HK$49,798
−HK$1,527/mo
Today · 4.125%
HK$51,325
baseline
▲ 0.50% · 4.625%
HK$54,448
+HK$3,123/mo
Deposit HK$7.06M · loan HK$10.59M · min. income ≈ HK$102,650/mo (50% DSR)
Upfront cash ≈ HK$7.72M (deposit + AVD stamp duty HK$661,879 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,729
−HK$2,903/mo
▼ 0.25% · 3.875%
HK$55,170
−HK$1,462/mo
Today · 4.125%
HK$56,632
baseline
▲ 0.50% · 4.625%
HK$59,617
+HK$2,985/mo
Deposit HK$7.06M · loan HK$10.59M · min. income ≈ HK$113,264/mo (50% DSR)
Upfront cash ≈ HK$7.72M (deposit + AVD stamp duty HK$661,879 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,345
−HK$3,534/mo
▼ 0.25% · 3.875%
HK$58,098
−HK$1,781/mo
Today · 4.125%
HK$59,879
baseline
▲ 0.50% · 4.625%
HK$63,522
+HK$3,643/mo
Deposit HK$5.30M · loan HK$12.36M · min. income ≈ HK$119,758/mo (50% DSR)
Upfront cash ≈ HK$5.96M (deposit + AVD stamp duty HK$661,879 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,684
−HK$3,386/mo
▼ 0.25% · 3.875%
HK$64,365
−HK$1,705/mo
Today · 4.125%
HK$66,070
baseline
▲ 0.50% · 4.625%
HK$69,553
+HK$3,483/mo
Deposit HK$5.30M · loan HK$12.36M · min. income ≈ HK$132,140/mo (50% DSR)
Upfront cash ≈ HK$5.96M (deposit + AVD stamp duty HK$661,879 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,444
−HK$4,543/mo
▼ 0.25% · 3.875%
HK$74,698
−HK$2,289/mo
Today · 4.125%
HK$76,987
baseline
▲ 0.50% · 4.625%
HK$81,671
+HK$4,684/mo
Deposit HK$1.77M · loan HK$15.89M · min. income ≈ HK$153,974/mo (50% DSR)
Upfront cash ≈ HK$2.43M (deposit + AVD stamp duty HK$661,879 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,593
−HK$4,355/mo
▼ 0.25% · 3.875%
HK$82,755
−HK$2,193/mo
Today · 4.125%
HK$84,948
baseline
▲ 0.50% · 4.625%
HK$89,425
+HK$4,477/mo
Deposit HK$1.77M · loan HK$15.89M · min. income ≈ HK$169,896/mo (50% DSR)
Upfront cash ≈ HK$2.43M (deposit + AVD stamp duty HK$661,879 · Scale 2, in force from 26 Feb 2026)