LTV · monthly repayment
▼ 0.50% · 3.625%
HK$40,248
−HK$2,524/mo
▼ 0.25% · 3.875%
HK$41,500
−HK$1,272/mo
Today · 4.125%
HK$42,772
baseline
▲ 0.50% · 4.625%
HK$45,374
+HK$2,602/mo
Deposit HK$8.83M · loan HK$8.83M · min. income ≈ HK$85,544/mo (50% DSR)
Upfront cash ≈ HK$9.49M (deposit + AVD stamp duty HK$661,900 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,775
−HK$2,420/mo
▼ 0.25% · 3.875%
HK$45,976
−HK$1,219/mo
Today · 4.125%
HK$47,195
baseline
▲ 0.50% · 4.625%
HK$49,682
+HK$2,487/mo
Deposit HK$8.83M · loan HK$8.83M · min. income ≈ HK$94,390/mo (50% DSR)
Upfront cash ≈ HK$9.49M (deposit + AVD stamp duty HK$661,900 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,298
−HK$3,028/mo
▼ 0.25% · 3.875%
HK$49,800
−HK$1,526/mo
Today · 4.125%
HK$51,326
baseline
▲ 0.50% · 4.625%
HK$54,449
+HK$3,123/mo
Deposit HK$7.06M · loan HK$10.59M · min. income ≈ HK$102,652/mo (50% DSR)
Upfront cash ≈ HK$7.72M (deposit + AVD stamp duty HK$661,900 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,731
−HK$2,902/mo
▼ 0.25% · 3.875%
HK$55,172
−HK$1,461/mo
Today · 4.125%
HK$56,633
baseline
▲ 0.50% · 4.625%
HK$59,619
+HK$2,986/mo
Deposit HK$7.06M · loan HK$10.59M · min. income ≈ HK$113,266/mo (50% DSR)
Upfront cash ≈ HK$7.72M (deposit + AVD stamp duty HK$661,900 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,347
−HK$3,534/mo
▼ 0.25% · 3.875%
HK$58,100
−HK$1,781/mo
Today · 4.125%
HK$59,881
baseline
▲ 0.50% · 4.625%
HK$63,524
+HK$3,643/mo
Deposit HK$5.30M · loan HK$12.36M · min. income ≈ HK$119,762/mo (50% DSR)
Upfront cash ≈ HK$5.96M (deposit + AVD stamp duty HK$661,900 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,686
−HK$3,386/mo
▼ 0.25% · 3.875%
HK$64,367
−HK$1,705/mo
Today · 4.125%
HK$66,072
baseline
▲ 0.50% · 4.625%
HK$69,555
+HK$3,483/mo
Deposit HK$5.30M · loan HK$12.36M · min. income ≈ HK$132,144/mo (50% DSR)
Upfront cash ≈ HK$5.96M (deposit + AVD stamp duty HK$661,900 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,446
−HK$4,543/mo
▼ 0.25% · 3.875%
HK$74,700
−HK$2,289/mo
Today · 4.125%
HK$76,989
baseline
▲ 0.50% · 4.625%
HK$81,674
+HK$4,685/mo
Deposit HK$1.77M · loan HK$15.89M · min. income ≈ HK$153,978/mo (50% DSR)
Upfront cash ≈ HK$2.43M (deposit + AVD stamp duty HK$661,900 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,596
−HK$4,354/mo
▼ 0.25% · 3.875%
HK$82,757
−HK$2,193/mo
Today · 4.125%
HK$84,950
baseline
▲ 0.50% · 4.625%
HK$89,428
+HK$4,478/mo
Deposit HK$1.77M · loan HK$15.89M · min. income ≈ HK$169,900/mo (50% DSR)
Upfront cash ≈ HK$2.43M (deposit + AVD stamp duty HK$661,900 · Scale 2, in force from 26 Feb 2026)