LTV · monthly repayment
▼ 0.50% · 3.625%
HK$40,251
−HK$2,524/mo
▼ 0.25% · 3.875%
HK$41,503
−HK$1,272/mo
Today · 4.125%
HK$42,775
baseline
▲ 0.50% · 4.625%
HK$45,378
+HK$2,603/mo
Deposit HK$8.83M · loan HK$8.83M · min. income ≈ HK$85,550/mo (50% DSR)
Upfront cash ≈ HK$9.49M (deposit + AVD stamp duty HK$661,953 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,779
−HK$2,419/mo
▼ 0.25% · 3.875%
HK$45,980
−HK$1,218/mo
Today · 4.125%
HK$47,198
baseline
▲ 0.50% · 4.625%
HK$49,686
+HK$2,488/mo
Deposit HK$8.83M · loan HK$8.83M · min. income ≈ HK$94,396/mo (50% DSR)
Upfront cash ≈ HK$9.49M (deposit + AVD stamp duty HK$661,953 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,302
−HK$3,028/mo
▼ 0.25% · 3.875%
HK$49,804
−HK$1,526/mo
Today · 4.125%
HK$51,330
baseline
▲ 0.50% · 4.625%
HK$54,454
+HK$3,124/mo
Deposit HK$7.06M · loan HK$10.59M · min. income ≈ HK$102,660/mo (50% DSR)
Upfront cash ≈ HK$7.72M (deposit + AVD stamp duty HK$661,953 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,735
−HK$2,903/mo
▼ 0.25% · 3.875%
HK$55,176
−HK$1,462/mo
Today · 4.125%
HK$56,638
baseline
▲ 0.50% · 4.625%
HK$59,624
+HK$2,986/mo
Deposit HK$7.06M · loan HK$10.59M · min. income ≈ HK$113,276/mo (50% DSR)
Upfront cash ≈ HK$7.72M (deposit + AVD stamp duty HK$661,953 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,352
−HK$3,534/mo
▼ 0.25% · 3.875%
HK$58,105
−HK$1,781/mo
Today · 4.125%
HK$59,886
baseline
▲ 0.50% · 4.625%
HK$63,529
+HK$3,643/mo
Deposit HK$5.30M · loan HK$12.36M · min. income ≈ HK$119,772/mo (50% DSR)
Upfront cash ≈ HK$5.96M (deposit + AVD stamp duty HK$661,953 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,691
−HK$3,387/mo
▼ 0.25% · 3.875%
HK$64,372
−HK$1,706/mo
Today · 4.125%
HK$66,078
baseline
▲ 0.50% · 4.625%
HK$69,561
+HK$3,483/mo
Deposit HK$5.30M · loan HK$12.36M · min. income ≈ HK$132,156/mo (50% DSR)
Upfront cash ≈ HK$5.96M (deposit + AVD stamp duty HK$661,953 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,452
−HK$4,544/mo
▼ 0.25% · 3.875%
HK$74,706
−HK$2,290/mo
Today · 4.125%
HK$76,996
baseline
▲ 0.50% · 4.625%
HK$81,681
+HK$4,685/mo
Deposit HK$1.77M · loan HK$15.89M · min. income ≈ HK$153,992/mo (50% DSR)
Upfront cash ≈ HK$2.43M (deposit + AVD stamp duty HK$661,953 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,602
−HK$4,355/mo
▼ 0.25% · 3.875%
HK$82,764
−HK$2,193/mo
Today · 4.125%
HK$84,957
baseline
▲ 0.50% · 4.625%
HK$89,435
+HK$4,478/mo
Deposit HK$1.77M · loan HK$15.89M · min. income ≈ HK$169,914/mo (50% DSR)
Upfront cash ≈ HK$2.43M (deposit + AVD stamp duty HK$661,953 · Scale 2, in force from 26 Feb 2026)