LTV · monthly repayment
▼ 0.50% · 3.625%
HK$40,253
−HK$2,524/mo
▼ 0.25% · 3.875%
HK$41,505
−HK$1,272/mo
Today · 4.125%
HK$42,777
baseline
▲ 0.50% · 4.625%
HK$45,380
+HK$2,603/mo
Deposit HK$8.83M · loan HK$8.83M · min. income ≈ HK$85,554/mo (50% DSR)
Upfront cash ≈ HK$9.49M (deposit + AVD stamp duty HK$661,977 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,781
−HK$2,419/mo
▼ 0.25% · 3.875%
HK$45,982
−HK$1,218/mo
Today · 4.125%
HK$47,200
baseline
▲ 0.50% · 4.625%
HK$49,688
+HK$2,488/mo
Deposit HK$8.83M · loan HK$8.83M · min. income ≈ HK$94,400/mo (50% DSR)
Upfront cash ≈ HK$9.49M (deposit + AVD stamp duty HK$661,977 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,303
−HK$3,029/mo
▼ 0.25% · 3.875%
HK$49,806
−HK$1,526/mo
Today · 4.125%
HK$51,332
baseline
▲ 0.50% · 4.625%
HK$54,456
+HK$3,124/mo
Deposit HK$7.06M · loan HK$10.59M · min. income ≈ HK$102,664/mo (50% DSR)
Upfront cash ≈ HK$7.72M (deposit + AVD stamp duty HK$661,977 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,737
−HK$2,903/mo
▼ 0.25% · 3.875%
HK$55,178
−HK$1,462/mo
Today · 4.125%
HK$56,640
baseline
▲ 0.50% · 4.625%
HK$59,626
+HK$2,986/mo
Deposit HK$7.06M · loan HK$10.59M · min. income ≈ HK$113,280/mo (50% DSR)
Upfront cash ≈ HK$7.72M (deposit + AVD stamp duty HK$661,977 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,354
−HK$3,534/mo
▼ 0.25% · 3.875%
HK$58,107
−HK$1,781/mo
Today · 4.125%
HK$59,888
baseline
▲ 0.50% · 4.625%
HK$63,532
+HK$3,644/mo
Deposit HK$5.30M · loan HK$12.36M · min. income ≈ HK$119,776/mo (50% DSR)
Upfront cash ≈ HK$5.96M (deposit + AVD stamp duty HK$661,977 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,693
−HK$3,387/mo
▼ 0.25% · 3.875%
HK$64,374
−HK$1,706/mo
Today · 4.125%
HK$66,080
baseline
▲ 0.50% · 4.625%
HK$69,563
+HK$3,483/mo
Deposit HK$5.30M · loan HK$12.36M · min. income ≈ HK$132,160/mo (50% DSR)
Upfront cash ≈ HK$5.96M (deposit + AVD stamp duty HK$661,977 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,455
−HK$4,543/mo
▼ 0.25% · 3.875%
HK$74,709
−HK$2,289/mo
Today · 4.125%
HK$76,998
baseline
▲ 0.50% · 4.625%
HK$81,684
+HK$4,686/mo
Deposit HK$1.77M · loan HK$15.89M · min. income ≈ HK$153,996/mo (50% DSR)
Upfront cash ≈ HK$2.43M (deposit + AVD stamp duty HK$661,977 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,605
−HK$4,355/mo
▼ 0.25% · 3.875%
HK$82,767
−HK$2,193/mo
Today · 4.125%
HK$84,960
baseline
▲ 0.50% · 4.625%
HK$89,439
+HK$4,479/mo
Deposit HK$1.77M · loan HK$15.89M · min. income ≈ HK$169,920/mo (50% DSR)
Upfront cash ≈ HK$2.43M (deposit + AVD stamp duty HK$661,977 · Scale 2, in force from 26 Feb 2026)