LTV · monthly repayment
▼ 0.50% · 3.625%
HK$40,255
−HK$2,525/mo
▼ 0.25% · 3.875%
HK$41,508
−HK$1,272/mo
Today · 4.125%
HK$42,780
baseline
▲ 0.50% · 4.625%
HK$45,383
+HK$2,603/mo
Deposit HK$8.83M · loan HK$8.83M · min. income ≈ HK$85,560/mo (50% DSR)
Upfront cash ≈ HK$9.49M (deposit + AVD stamp duty HK$662,021 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,784
−HK$2,419/mo
▼ 0.25% · 3.875%
HK$45,985
−HK$1,218/mo
Today · 4.125%
HK$47,203
baseline
▲ 0.50% · 4.625%
HK$49,691
+HK$2,488/mo
Deposit HK$8.83M · loan HK$8.83M · min. income ≈ HK$94,406/mo (50% DSR)
Upfront cash ≈ HK$9.49M (deposit + AVD stamp duty HK$662,021 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,306
−HK$3,030/mo
▼ 0.25% · 3.875%
HK$49,809
−HK$1,527/mo
Today · 4.125%
HK$51,336
baseline
▲ 0.50% · 4.625%
HK$54,459
+HK$3,123/mo
Deposit HK$7.06M · loan HK$10.59M · min. income ≈ HK$102,672/mo (50% DSR)
Upfront cash ≈ HK$7.72M (deposit + AVD stamp duty HK$662,021 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,740
−HK$2,904/mo
▼ 0.25% · 3.875%
HK$55,182
−HK$1,462/mo
Today · 4.125%
HK$56,644
baseline
▲ 0.50% · 4.625%
HK$59,630
+HK$2,986/mo
Deposit HK$7.06M · loan HK$10.59M · min. income ≈ HK$113,288/mo (50% DSR)
Upfront cash ≈ HK$7.72M (deposit + AVD stamp duty HK$662,021 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,357
−HK$3,535/mo
▼ 0.25% · 3.875%
HK$58,111
−HK$1,781/mo
Today · 4.125%
HK$59,892
baseline
▲ 0.50% · 4.625%
HK$63,536
+HK$3,644/mo
Deposit HK$5.30M · loan HK$12.36M · min. income ≈ HK$119,784/mo (50% DSR)
Upfront cash ≈ HK$5.96M (deposit + AVD stamp duty HK$662,021 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,697
−HK$3,387/mo
▼ 0.25% · 3.875%
HK$64,379
−HK$1,705/mo
Today · 4.125%
HK$66,084
baseline
▲ 0.50% · 4.625%
HK$69,568
+HK$3,484/mo
Deposit HK$5.30M · loan HK$12.36M · min. income ≈ HK$132,168/mo (50% DSR)
Upfront cash ≈ HK$5.96M (deposit + AVD stamp duty HK$662,021 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,460
−HK$4,543/mo
▼ 0.25% · 3.875%
HK$74,714
−HK$2,289/mo
Today · 4.125%
HK$77,003
baseline
▲ 0.50% · 4.625%
HK$81,689
+HK$4,686/mo
Deposit HK$1.77M · loan HK$15.89M · min. income ≈ HK$154,006/mo (50% DSR)
Upfront cash ≈ HK$2.43M (deposit + AVD stamp duty HK$662,021 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,611
−HK$4,355/mo
▼ 0.25% · 3.875%
HK$82,773
−HK$2,193/mo
Today · 4.125%
HK$84,966
baseline
▲ 0.50% · 4.625%
HK$89,444
+HK$4,478/mo
Deposit HK$1.77M · loan HK$15.89M · min. income ≈ HK$169,932/mo (50% DSR)
Upfront cash ≈ HK$2.43M (deposit + AVD stamp duty HK$662,021 · Scale 2, in force from 26 Feb 2026)