LTV · monthly repayment
▼ 0.50% · 3.625%
HK$40,256
−HK$2,524/mo
▼ 0.25% · 3.875%
HK$41,508
−HK$1,272/mo
Today · 4.125%
HK$42,780
baseline
▲ 0.50% · 4.625%
HK$45,383
+HK$2,603/mo
Deposit HK$8.83M · loan HK$8.83M · min. income ≈ HK$85,560/mo (50% DSR)
Upfront cash ≈ HK$9.49M (deposit + AVD stamp duty HK$662,028 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,784
−HK$2,420/mo
▼ 0.25% · 3.875%
HK$45,985
−HK$1,219/mo
Today · 4.125%
HK$47,204
baseline
▲ 0.50% · 4.625%
HK$49,692
+HK$2,488/mo
Deposit HK$8.83M · loan HK$8.83M · min. income ≈ HK$94,408/mo (50% DSR)
Upfront cash ≈ HK$9.49M (deposit + AVD stamp duty HK$662,028 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,307
−HK$3,029/mo
▼ 0.25% · 3.875%
HK$49,810
−HK$1,526/mo
Today · 4.125%
HK$51,336
baseline
▲ 0.50% · 4.625%
HK$54,460
+HK$3,124/mo
Deposit HK$7.06M · loan HK$10.59M · min. income ≈ HK$102,672/mo (50% DSR)
Upfront cash ≈ HK$7.72M (deposit + AVD stamp duty HK$662,028 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,741
−HK$2,903/mo
▼ 0.25% · 3.875%
HK$55,182
−HK$1,462/mo
Today · 4.125%
HK$56,644
baseline
▲ 0.50% · 4.625%
HK$59,630
+HK$2,986/mo
Deposit HK$7.06M · loan HK$10.59M · min. income ≈ HK$113,288/mo (50% DSR)
Upfront cash ≈ HK$7.72M (deposit + AVD stamp duty HK$662,028 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,358
−HK$3,534/mo
▼ 0.25% · 3.875%
HK$58,111
−HK$1,781/mo
Today · 4.125%
HK$59,892
baseline
▲ 0.50% · 4.625%
HK$63,537
+HK$3,645/mo
Deposit HK$5.30M · loan HK$12.36M · min. income ≈ HK$119,784/mo (50% DSR)
Upfront cash ≈ HK$5.96M (deposit + AVD stamp duty HK$662,028 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,698
−HK$3,387/mo
▼ 0.25% · 3.875%
HK$64,379
−HK$1,706/mo
Today · 4.125%
HK$66,085
baseline
▲ 0.50% · 4.625%
HK$69,569
+HK$3,484/mo
Deposit HK$5.30M · loan HK$12.36M · min. income ≈ HK$132,170/mo (50% DSR)
Upfront cash ≈ HK$5.96M (deposit + AVD stamp duty HK$662,028 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,460
−HK$4,544/mo
▼ 0.25% · 3.875%
HK$74,714
−HK$2,290/mo
Today · 4.125%
HK$77,004
baseline
▲ 0.50% · 4.625%
HK$81,690
+HK$4,686/mo
Deposit HK$1.77M · loan HK$15.89M · min. income ≈ HK$154,008/mo (50% DSR)
Upfront cash ≈ HK$2.43M (deposit + AVD stamp duty HK$662,028 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,612
−HK$4,355/mo
▼ 0.25% · 3.875%
HK$82,773
−HK$2,194/mo
Today · 4.125%
HK$84,967
baseline
▲ 0.50% · 4.625%
HK$89,445
+HK$4,478/mo
Deposit HK$1.77M · loan HK$15.89M · min. income ≈ HK$169,934/mo (50% DSR)
Upfront cash ≈ HK$2.43M (deposit + AVD stamp duty HK$662,028 · Scale 2, in force from 26 Feb 2026)