LTV · monthly repayment
▼ 0.50% · 3.625%
HK$40,257
−HK$2,524/mo
▼ 0.25% · 3.875%
HK$41,509
−HK$1,272/mo
Today · 4.125%
HK$42,781
baseline
▲ 0.50% · 4.625%
HK$45,384
+HK$2,603/mo
Deposit HK$8.83M · loan HK$8.83M · min. income ≈ HK$85,562/mo (50% DSR)
Upfront cash ≈ HK$9.49M (deposit + AVD stamp duty HK$662,042 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,785
−HK$2,420/mo
▼ 0.25% · 3.875%
HK$45,986
−HK$1,219/mo
Today · 4.125%
HK$47,205
baseline
▲ 0.50% · 4.625%
HK$49,693
+HK$2,488/mo
Deposit HK$8.83M · loan HK$8.83M · min. income ≈ HK$94,410/mo (50% DSR)
Upfront cash ≈ HK$9.49M (deposit + AVD stamp duty HK$662,042 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,308
−HK$3,029/mo
▼ 0.25% · 3.875%
HK$49,811
−HK$1,526/mo
Today · 4.125%
HK$51,337
baseline
▲ 0.50% · 4.625%
HK$54,461
+HK$3,124/mo
Deposit HK$7.06M · loan HK$10.59M · min. income ≈ HK$102,674/mo (50% DSR)
Upfront cash ≈ HK$7.72M (deposit + AVD stamp duty HK$662,042 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,742
−HK$2,904/mo
▼ 0.25% · 3.875%
HK$55,184
−HK$1,462/mo
Today · 4.125%
HK$56,646
baseline
▲ 0.50% · 4.625%
HK$59,632
+HK$2,986/mo
Deposit HK$7.06M · loan HK$10.59M · min. income ≈ HK$113,292/mo (50% DSR)
Upfront cash ≈ HK$7.72M (deposit + AVD stamp duty HK$662,042 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,359
−HK$3,535/mo
▼ 0.25% · 3.875%
HK$58,112
−HK$1,782/mo
Today · 4.125%
HK$59,894
baseline
▲ 0.50% · 4.625%
HK$63,538
+HK$3,644/mo
Deposit HK$5.30M · loan HK$12.36M · min. income ≈ HK$119,788/mo (50% DSR)
Upfront cash ≈ HK$5.96M (deposit + AVD stamp duty HK$662,042 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,699
−HK$3,388/mo
▼ 0.25% · 3.875%
HK$64,381
−HK$1,706/mo
Today · 4.125%
HK$66,087
baseline
▲ 0.50% · 4.625%
HK$69,570
+HK$3,483/mo
Deposit HK$5.30M · loan HK$12.36M · min. income ≈ HK$132,174/mo (50% DSR)
Upfront cash ≈ HK$5.96M (deposit + AVD stamp duty HK$662,042 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,462
−HK$4,544/mo
▼ 0.25% · 3.875%
HK$74,716
−HK$2,290/mo
Today · 4.125%
HK$77,006
baseline
▲ 0.50% · 4.625%
HK$81,692
+HK$4,686/mo
Deposit HK$1.77M · loan HK$15.89M · min. income ≈ HK$154,012/mo (50% DSR)
Upfront cash ≈ HK$2.43M (deposit + AVD stamp duty HK$662,042 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,613
−HK$4,356/mo
▼ 0.25% · 3.875%
HK$82,775
−HK$2,194/mo
Today · 4.125%
HK$84,969
baseline
▲ 0.50% · 4.625%
HK$89,447
+HK$4,478/mo
Deposit HK$1.77M · loan HK$15.89M · min. income ≈ HK$169,938/mo (50% DSR)
Upfront cash ≈ HK$2.43M (deposit + AVD stamp duty HK$662,042 · Scale 2, in force from 26 Feb 2026)