LTV · monthly repayment
▼ 0.50% · 3.625%
HK$40,257
−HK$2,525/mo
▼ 0.25% · 3.875%
HK$41,510
−HK$1,272/mo
Today · 4.125%
HK$42,782
baseline
▲ 0.50% · 4.625%
HK$45,385
+HK$2,603/mo
Deposit HK$8.83M · loan HK$8.83M · min. income ≈ HK$85,564/mo (50% DSR)
Upfront cash ≈ HK$9.49M (deposit + AVD stamp duty HK$662,054 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,786
−HK$2,420/mo
▼ 0.25% · 3.875%
HK$45,987
−HK$1,219/mo
Today · 4.125%
HK$47,206
baseline
▲ 0.50% · 4.625%
HK$49,694
+HK$2,488/mo
Deposit HK$8.83M · loan HK$8.83M · min. income ≈ HK$94,412/mo (50% DSR)
Upfront cash ≈ HK$9.49M (deposit + AVD stamp duty HK$662,054 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,309
−HK$3,029/mo
▼ 0.25% · 3.875%
HK$49,812
−HK$1,526/mo
Today · 4.125%
HK$51,338
baseline
▲ 0.50% · 4.625%
HK$54,462
+HK$3,124/mo
Deposit HK$7.06M · loan HK$10.59M · min. income ≈ HK$102,676/mo (50% DSR)
Upfront cash ≈ HK$7.72M (deposit + AVD stamp duty HK$662,054 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,743
−HK$2,904/mo
▼ 0.25% · 3.875%
HK$55,184
−HK$1,463/mo
Today · 4.125%
HK$56,647
baseline
▲ 0.50% · 4.625%
HK$59,633
+HK$2,986/mo
Deposit HK$7.06M · loan HK$10.59M · min. income ≈ HK$113,294/mo (50% DSR)
Upfront cash ≈ HK$7.72M (deposit + AVD stamp duty HK$662,054 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,360
−HK$3,535/mo
▼ 0.25% · 3.875%
HK$58,113
−HK$1,782/mo
Today · 4.125%
HK$59,895
baseline
▲ 0.50% · 4.625%
HK$63,539
+HK$3,644/mo
Deposit HK$5.30M · loan HK$12.36M · min. income ≈ HK$119,790/mo (50% DSR)
Upfront cash ≈ HK$5.96M (deposit + AVD stamp duty HK$662,054 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,700
−HK$3,388/mo
▼ 0.25% · 3.875%
HK$64,382
−HK$1,706/mo
Today · 4.125%
HK$66,088
baseline
▲ 0.50% · 4.625%
HK$69,571
+HK$3,483/mo
Deposit HK$5.30M · loan HK$12.36M · min. income ≈ HK$132,176/mo (50% DSR)
Upfront cash ≈ HK$5.96M (deposit + AVD stamp duty HK$662,054 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,463
−HK$4,544/mo
▼ 0.25% · 3.875%
HK$74,717
−HK$2,290/mo
Today · 4.125%
HK$77,007
baseline
▲ 0.50% · 4.625%
HK$81,693
+HK$4,686/mo
Deposit HK$1.77M · loan HK$15.89M · min. income ≈ HK$154,014/mo (50% DSR)
Upfront cash ≈ HK$2.43M (deposit + AVD stamp duty HK$662,054 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,615
−HK$4,355/mo
▼ 0.25% · 3.875%
HK$82,777
−HK$2,193/mo
Today · 4.125%
HK$84,970
baseline
▲ 0.50% · 4.625%
HK$89,449
+HK$4,479/mo
Deposit HK$1.77M · loan HK$15.89M · min. income ≈ HK$169,940/mo (50% DSR)
Upfront cash ≈ HK$2.43M (deposit + AVD stamp duty HK$662,054 · Scale 2, in force from 26 Feb 2026)