LTV · monthly repayment
▼ 0.50% · 3.625%
HK$40,258
−HK$2,525/mo
▼ 0.25% · 3.875%
HK$41,511
−HK$1,272/mo
Today · 4.125%
HK$42,783
baseline
▲ 0.50% · 4.625%
HK$45,386
+HK$2,603/mo
Deposit HK$8.83M · loan HK$8.83M · min. income ≈ HK$85,566/mo (50% DSR)
Upfront cash ≈ HK$9.49M (deposit + AVD stamp duty HK$662,069 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,787
−HK$2,420/mo
▼ 0.25% · 3.875%
HK$45,988
−HK$1,219/mo
Today · 4.125%
HK$47,207
baseline
▲ 0.50% · 4.625%
HK$49,695
+HK$2,488/mo
Deposit HK$8.83M · loan HK$8.83M · min. income ≈ HK$94,414/mo (50% DSR)
Upfront cash ≈ HK$9.49M (deposit + AVD stamp duty HK$662,069 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,310
−HK$3,029/mo
▼ 0.25% · 3.875%
HK$49,813
−HK$1,526/mo
Today · 4.125%
HK$51,339
baseline
▲ 0.50% · 4.625%
HK$54,463
+HK$3,124/mo
Deposit HK$7.06M · loan HK$10.59M · min. income ≈ HK$102,678/mo (50% DSR)
Upfront cash ≈ HK$7.72M (deposit + AVD stamp duty HK$662,069 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,744
−HK$2,904/mo
▼ 0.25% · 3.875%
HK$55,186
−HK$1,462/mo
Today · 4.125%
HK$56,648
baseline
▲ 0.50% · 4.625%
HK$59,634
+HK$2,986/mo
Deposit HK$7.06M · loan HK$10.59M · min. income ≈ HK$113,296/mo (50% DSR)
Upfront cash ≈ HK$7.72M (deposit + AVD stamp duty HK$662,069 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,362
−HK$3,534/mo
▼ 0.25% · 3.875%
HK$58,115
−HK$1,781/mo
Today · 4.125%
HK$59,896
baseline
▲ 0.50% · 4.625%
HK$63,540
+HK$3,644/mo
Deposit HK$5.30M · loan HK$12.36M · min. income ≈ HK$119,792/mo (50% DSR)
Upfront cash ≈ HK$5.96M (deposit + AVD stamp duty HK$662,069 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,702
−HK$3,387/mo
▼ 0.25% · 3.875%
HK$64,383
−HK$1,706/mo
Today · 4.125%
HK$66,089
baseline
▲ 0.50% · 4.625%
HK$69,573
+HK$3,484/mo
Deposit HK$5.30M · loan HK$12.36M · min. income ≈ HK$132,178/mo (50% DSR)
Upfront cash ≈ HK$5.96M (deposit + AVD stamp duty HK$662,069 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,465
−HK$4,544/mo
▼ 0.25% · 3.875%
HK$74,719
−HK$2,290/mo
Today · 4.125%
HK$77,009
baseline
▲ 0.50% · 4.625%
HK$81,695
+HK$4,686/mo
Deposit HK$1.77M · loan HK$15.89M · min. income ≈ HK$154,018/mo (50% DSR)
Upfront cash ≈ HK$2.43M (deposit + AVD stamp duty HK$662,069 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,616
−HK$4,356/mo
▼ 0.25% · 3.875%
HK$82,779
−HK$2,193/mo
Today · 4.125%
HK$84,972
baseline
▲ 0.50% · 4.625%
HK$89,451
+HK$4,479/mo
Deposit HK$1.77M · loan HK$15.89M · min. income ≈ HK$169,944/mo (50% DSR)
Upfront cash ≈ HK$2.43M (deposit + AVD stamp duty HK$662,069 · Scale 2, in force from 26 Feb 2026)