LTV · monthly repayment
▼ 0.50% · 3.625%
HK$40,259
−HK$2,525/mo
▼ 0.25% · 3.875%
HK$41,512
−HK$1,272/mo
Today · 4.125%
HK$42,784
baseline
▲ 0.50% · 4.625%
HK$45,387
+HK$2,603/mo
Deposit HK$8.83M · loan HK$8.83M · min. income ≈ HK$85,568/mo (50% DSR)
Upfront cash ≈ HK$9.49M (deposit + AVD stamp duty HK$662,088 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,788
−HK$2,420/mo
▼ 0.25% · 3.875%
HK$45,989
−HK$1,219/mo
Today · 4.125%
HK$47,208
baseline
▲ 0.50% · 4.625%
HK$49,696
+HK$2,488/mo
Deposit HK$8.83M · loan HK$8.83M · min. income ≈ HK$94,416/mo (50% DSR)
Upfront cash ≈ HK$9.49M (deposit + AVD stamp duty HK$662,088 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,311
−HK$3,030/mo
▼ 0.25% · 3.875%
HK$49,814
−HK$1,527/mo
Today · 4.125%
HK$51,341
baseline
▲ 0.50% · 4.625%
HK$54,465
+HK$3,124/mo
Deposit HK$7.06M · loan HK$10.59M · min. income ≈ HK$102,682/mo (50% DSR)
Upfront cash ≈ HK$7.72M (deposit + AVD stamp duty HK$662,088 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,746
−HK$2,904/mo
▼ 0.25% · 3.875%
HK$55,187
−HK$1,463/mo
Today · 4.125%
HK$56,650
baseline
▲ 0.50% · 4.625%
HK$59,636
+HK$2,986/mo
Deposit HK$7.06M · loan HK$10.59M · min. income ≈ HK$113,300/mo (50% DSR)
Upfront cash ≈ HK$7.72M (deposit + AVD stamp duty HK$662,088 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,363
−HK$3,535/mo
▼ 0.25% · 3.875%
HK$58,116
−HK$1,782/mo
Today · 4.125%
HK$59,898
baseline
▲ 0.50% · 4.625%
HK$63,542
+HK$3,644/mo
Deposit HK$5.30M · loan HK$12.36M · min. income ≈ HK$119,796/mo (50% DSR)
Upfront cash ≈ HK$5.96M (deposit + AVD stamp duty HK$662,088 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,704
−HK$3,387/mo
▼ 0.25% · 3.875%
HK$64,385
−HK$1,706/mo
Today · 4.125%
HK$66,091
baseline
▲ 0.50% · 4.625%
HK$69,575
+HK$3,484/mo
Deposit HK$5.30M · loan HK$12.36M · min. income ≈ HK$132,182/mo (50% DSR)
Upfront cash ≈ HK$5.96M (deposit + AVD stamp duty HK$662,088 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,467
−HK$4,544/mo
▼ 0.25% · 3.875%
HK$74,721
−HK$2,290/mo
Today · 4.125%
HK$77,011
baseline
▲ 0.50% · 4.625%
HK$81,697
+HK$4,686/mo
Deposit HK$1.77M · loan HK$15.89M · min. income ≈ HK$154,022/mo (50% DSR)
Upfront cash ≈ HK$2.43M (deposit + AVD stamp duty HK$662,088 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,619
−HK$4,355/mo
▼ 0.25% · 3.875%
HK$82,781
−HK$2,193/mo
Today · 4.125%
HK$84,974
baseline
▲ 0.50% · 4.625%
HK$89,454
+HK$4,480/mo
Deposit HK$1.77M · loan HK$15.89M · min. income ≈ HK$169,948/mo (50% DSR)
Upfront cash ≈ HK$2.43M (deposit + AVD stamp duty HK$662,088 · Scale 2, in force from 26 Feb 2026)