LTV · monthly repayment
▼ 0.50% · 3.625%
HK$40,261
−HK$2,524/mo
▼ 0.25% · 3.875%
HK$41,513
−HK$1,272/mo
Today · 4.125%
HK$42,785
baseline
▲ 0.50% · 4.625%
HK$45,389
+HK$2,604/mo
Deposit HK$8.83M · loan HK$8.83M · min. income ≈ HK$85,570/mo (50% DSR)
Upfront cash ≈ HK$9.49M (deposit + AVD stamp duty HK$662,108 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,790
−HK$2,419/mo
▼ 0.25% · 3.875%
HK$45,991
−HK$1,218/mo
Today · 4.125%
HK$47,209
baseline
▲ 0.50% · 4.625%
HK$49,698
+HK$2,489/mo
Deposit HK$8.83M · loan HK$8.83M · min. income ≈ HK$94,418/mo (50% DSR)
Upfront cash ≈ HK$9.49M (deposit + AVD stamp duty HK$662,108 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,313
−HK$3,029/mo
▼ 0.25% · 3.875%
HK$49,816
−HK$1,526/mo
Today · 4.125%
HK$51,342
baseline
▲ 0.50% · 4.625%
HK$54,467
+HK$3,125/mo
Deposit HK$7.06M · loan HK$10.59M · min. income ≈ HK$102,684/mo (50% DSR)
Upfront cash ≈ HK$7.72M (deposit + AVD stamp duty HK$662,108 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,748
−HK$2,903/mo
▼ 0.25% · 3.875%
HK$55,189
−HK$1,462/mo
Today · 4.125%
HK$56,651
baseline
▲ 0.50% · 4.625%
HK$59,638
+HK$2,987/mo
Deposit HK$7.06M · loan HK$10.59M · min. income ≈ HK$113,302/mo (50% DSR)
Upfront cash ≈ HK$7.72M (deposit + AVD stamp duty HK$662,108 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,365
−HK$3,535/mo
▼ 0.25% · 3.875%
HK$58,118
−HK$1,782/mo
Today · 4.125%
HK$59,900
baseline
▲ 0.50% · 4.625%
HK$63,544
+HK$3,644/mo
Deposit HK$5.30M · loan HK$12.36M · min. income ≈ HK$119,800/mo (50% DSR)
Upfront cash ≈ HK$5.96M (deposit + AVD stamp duty HK$662,108 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,705
−HK$3,388/mo
▼ 0.25% · 3.875%
HK$64,387
−HK$1,706/mo
Today · 4.125%
HK$66,093
baseline
▲ 0.50% · 4.625%
HK$69,577
+HK$3,484/mo
Deposit HK$5.30M · loan HK$12.36M · min. income ≈ HK$132,186/mo (50% DSR)
Upfront cash ≈ HK$5.96M (deposit + AVD stamp duty HK$662,108 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,469
−HK$4,545/mo
▼ 0.25% · 3.875%
HK$74,723
−HK$2,291/mo
Today · 4.125%
HK$77,014
baseline
▲ 0.50% · 4.625%
HK$81,700
+HK$4,686/mo
Deposit HK$1.77M · loan HK$15.89M · min. income ≈ HK$154,028/mo (50% DSR)
Upfront cash ≈ HK$2.43M (deposit + AVD stamp duty HK$662,108 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,621
−HK$4,356/mo
▼ 0.25% · 3.875%
HK$82,784
−HK$2,193/mo
Today · 4.125%
HK$84,977
baseline
▲ 0.50% · 4.625%
HK$89,456
+HK$4,479/mo
Deposit HK$1.77M · loan HK$15.89M · min. income ≈ HK$169,954/mo (50% DSR)
Upfront cash ≈ HK$2.43M (deposit + AVD stamp duty HK$662,108 · Scale 2, in force from 26 Feb 2026)