LTV · monthly repayment
▼ 0.50% · 3.625%
HK$40,261
−HK$2,525/mo
▼ 0.25% · 3.875%
HK$41,513
−HK$1,273/mo
Today · 4.125%
HK$42,786
baseline
▲ 0.50% · 4.625%
HK$45,389
+HK$2,603/mo
Deposit HK$8.83M · loan HK$8.83M · min. income ≈ HK$85,572/mo (50% DSR)
Upfront cash ≈ HK$9.49M (deposit + AVD stamp duty HK$662,112 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,790
−HK$2,420/mo
▼ 0.25% · 3.875%
HK$45,991
−HK$1,219/mo
Today · 4.125%
HK$47,210
baseline
▲ 0.50% · 4.625%
HK$49,698
+HK$2,488/mo
Deposit HK$8.83M · loan HK$8.83M · min. income ≈ HK$94,420/mo (50% DSR)
Upfront cash ≈ HK$9.49M (deposit + AVD stamp duty HK$662,112 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,313
−HK$3,030/mo
▼ 0.25% · 3.875%
HK$49,816
−HK$1,527/mo
Today · 4.125%
HK$51,343
baseline
▲ 0.50% · 4.625%
HK$54,467
+HK$3,124/mo
Deposit HK$7.06M · loan HK$10.59M · min. income ≈ HK$102,686/mo (50% DSR)
Upfront cash ≈ HK$7.72M (deposit + AVD stamp duty HK$662,112 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,748
−HK$2,904/mo
▼ 0.25% · 3.875%
HK$55,189
−HK$1,463/mo
Today · 4.125%
HK$56,652
baseline
▲ 0.50% · 4.625%
HK$59,638
+HK$2,986/mo
Deposit HK$7.06M · loan HK$10.59M · min. income ≈ HK$113,304/mo (50% DSR)
Upfront cash ≈ HK$7.72M (deposit + AVD stamp duty HK$662,112 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,365
−HK$3,535/mo
▼ 0.25% · 3.875%
HK$58,119
−HK$1,781/mo
Today · 4.125%
HK$59,900
baseline
▲ 0.50% · 4.625%
HK$63,545
+HK$3,645/mo
Deposit HK$5.30M · loan HK$12.36M · min. income ≈ HK$119,800/mo (50% DSR)
Upfront cash ≈ HK$5.96M (deposit + AVD stamp duty HK$662,112 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,706
−HK$3,388/mo
▼ 0.25% · 3.875%
HK$64,388
−HK$1,706/mo
Today · 4.125%
HK$66,094
baseline
▲ 0.50% · 4.625%
HK$69,577
+HK$3,483/mo
Deposit HK$5.30M · loan HK$12.36M · min. income ≈ HK$132,188/mo (50% DSR)
Upfront cash ≈ HK$5.96M (deposit + AVD stamp duty HK$662,112 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,470
−HK$4,544/mo
▼ 0.25% · 3.875%
HK$74,724
−HK$2,290/mo
Today · 4.125%
HK$77,014
baseline
▲ 0.50% · 4.625%
HK$81,700
+HK$4,686/mo
Deposit HK$1.77M · loan HK$15.89M · min. income ≈ HK$154,028/mo (50% DSR)
Upfront cash ≈ HK$2.43M (deposit + AVD stamp duty HK$662,112 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,622
−HK$4,356/mo
▼ 0.25% · 3.875%
HK$82,784
−HK$2,194/mo
Today · 4.125%
HK$84,978
baseline
▲ 0.50% · 4.625%
HK$89,457
+HK$4,479/mo
Deposit HK$1.77M · loan HK$15.89M · min. income ≈ HK$169,956/mo (50% DSR)
Upfront cash ≈ HK$2.43M (deposit + AVD stamp duty HK$662,112 · Scale 2, in force from 26 Feb 2026)